Ludlow, VT—05149
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ludlow, VT
Ludlow, VT lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $584,000 | -4.1% |
| Single Family | $597,000 | -4.9% |
| Condos | $557,000 | -2.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $437,000 | -5.4% |
3 Bed | $652,000 | -5.2% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ludlow, VT
As of July '25, Rentcast reports the average rent in Ludlow, VT is $1,770, with a year-over-year rent change of -16.5%. Per bedroom, the median rent as of July '25 in Ludlow, VT is studios: $1,500, 1-bedrooms: $1,300, 2-bedrooms: $1,650, 3-bedrooms: $2,080, 4-bedrooms: $2,500. The most common rental property sizes in Ludlow, VT are 3-bedroom and 1-bedroom, accounting for 34.1% and 32.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $1,770 |
| Studio Rent | $1,500 | $1,500 |
| 1 Bed Rent | $1,300 | $1,300 |
| 2 Bed Rent | $1,650 | $1,650 |
| 3 Bed Rent | $1,750 | $2,080 |
| 4 Bed Rent | $2,500 | $2,500 |
% of Rental Stock
Property Listings — Ludlow, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Ludlow, VT is 98. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $570,000 | 10.0% |
Listing Count | 117 | 13.0% |
| Listings as % of Homes | 1.7% | 13.0% |
Days on Market | 98 | -12.0% |
Demographics — Ludlow, VT
As of the latest ACS Survey released in 2023, Ludlow, VT has a population of 2,170, which has increased by 3.9% over the past 5 years. Ludlow, VT is a moderately popular place for families, as children make up 15.9% of the population. The area has a highly educated workforce, with 45.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,170 | 3.9% |
% Under 18 | 15.9% | -9.1% |
% Seniors | 30.2% | 24.3% |
% WFH | 20.2% | 329.8% |
% w/ College Degree | 45.9% | 46.6% |
As of the latest ACS Survey released in 2023, Ludlow, VT is a predominantly white area, with 93.4% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Ludlow, VT is hispanic, making up 3.2% of the population. Foreign-born residents account for 2.5% of the population in Ludlow, VT, and this percentage has decreased by 34.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.4% | -0.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.2% | 28.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.5% | -34.2% |
Mortgage and Risk — Ludlow, VT
According to HUD data as of 2023, there were 68 mortgage originations in Ludlow, VT, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Ludlow, VT. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 68 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 6.0% |
% Second Loans | 69.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Ludlow, VT
Ludlow, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 86 |
Total Units Section 8 | 50 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 88.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$270 | $1,300 | $1,030 |
| 2 Bedroom | -$480 | $1,650 | $1,170 |
| 3 Bedroom | -$190 | $1,750 | $1,560 |
| 4 Bedroom | -$940 | $2,500 | $1,560 |
Affordability — Ludlow, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.3 |
| Median Home Price | $584,000 |
| Median Household Income | $63,100 |