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Ludlow, VT—05149

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$576,000
4.0% YoY Growth
Household Income
$63,100
13.3% YoY Growth
Days on Market
130
37.0% Longer YoY
Home Price Forecast
N/A
Median Rent
$1,650
16.5% YoY Growth
1-Bed Rent
$1,300
N/A
2-Bed Rent
$1,650
10.0% YoY Growth
3-Bed Rent
$1,750
5.1% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Ludlow, VT

Ludlow, VT lacks sufficient home price data for analysis.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$576,000-4.0%
Single Family $586,000-4.7%
Condos $548,000-2.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
N/AN/A
  • Affordability
  • Rentals and Section 8
    • 2 Bed
    		$433,000-5.7%
    3 Bed
    		$641,000-5.3%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.8%
    1 Bedroom
    7.8%
    2 Bedrooms
    22.9%
    3 Bedrooms
    40.4%
    4 Bedrooms
    18.1%
    5+ Bedrooms
    8.9%

    Rental Trends — Ludlow, VT

    As of July '25, Rentcast reports the average rent in Ludlow, VT is $1,770, with a year-over-year rent change of -16.5%. Per bedroom, the median rent as of July '25 in Ludlow, VT is studios: $1,500, 1-bedrooms: $1,300, 2-bedrooms: $1,650, 3-bedrooms: $2,080, 4-bedrooms: $2,500. The most common rental property sizes in Ludlow, VT are 3-bedroom and 1-bedroom, accounting for 34.1% and 32.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,650$1,770
    Studio Rent $1,500$1,500
    1 Bed Rent $1,300$1,300
    2 Bed Rent $1,650$1,650
    3 Bed Rent $1,750$2,080
    4 Bed Rent $2,500$2,500
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    % of Rental Stock

    Studio
    0.7%
    1 Bedroom
    32.2%
    2 Bedrooms
    25.4%
    3 Bedrooms
    34.1%
    4 Bedrooms
    1.8%
    5+ Bedrooms
    5.8%

    Property Listings — Ludlow, VT

    As of Dec '25, Realtor.com reports that the median days on market for a home in Ludlow, VT is 121. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 4.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$532,000-4.0%
    Listing Count
    		841.0%
    Listings as % of Homes1.7%1.0%
    Days on Market
    		13037.0%
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    Demographics — Ludlow, VT

    As of the latest ACS Survey released in 2023, Ludlow, VT has a population of 2,170, which has increased by 3.9% over the past 5 years. Ludlow, VT is a moderately popular place for families, as children make up 15.9% of the population. The area has a highly educated workforce, with 45.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.2% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		2,1703.9%
    % Under 18
    		15.9%-9.1%
    % Seniors
    		30.2%24.3%
    % WFH
    		20.2%329.8%
    % w/ College Degree
    		45.9%46.6%
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    As of the latest ACS Survey released in 2023, Ludlow, VT is a predominantly white area, with 93.4% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Ludlow, VT is hispanic, making up 3.2% of the population. Foreign-born residents account for 2.5% of the population in Ludlow, VT, and this percentage has decreased by 34.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		93.4%-0.6%
    % Black
    		0.0%-100.0%
    % Hispanic
    		3.2%28.0%
    % Asian
    		0.0%-100.0%
    % Foreign Born
    		2.5%-34.2%
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    Mortgage and Risk — Ludlow, VT

    According to HUD data as of 2023, there were 68 mortgage originations in Ludlow, VT, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Ludlow, VT. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		68
    % Conventional Loans
    		97.0%
    % Government Loans
    		3.0%
    % Investor Loans
    		6.0%
    % Second Loans
    		69.0%
    % Cash Out Refinance
    		6.0%
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    Rentals and Section 8 — Ludlow, VT

    Ludlow, VT lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		86
    Total Units Section 8
    		50
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		88.1%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$270$1,300$1,030
    2 Bedroom-$480$1,650$1,170
    3 Bedroom-$190$1,750$1,560
    4 Bedroom-$940$2,500$1,560

    Affordability — Ludlow, VT

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio9.1
    Median Home Price$576,000
    Median Household Income$63,100

    Ludlow, VT — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Cavendish, VT

    05153

    Mt Holly, VT

    05758

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    Frequently Asked Questions