Wilmington, VT—05363
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wilmington, VT
Wilmington, VT lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $423,000 | -0.5% |
| Single Family | $423,000 | 0.2% |
| Condos | $425,000 | -4.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $420,000 | 1.2% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Wilmington, VT
Wilmington, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Wilmington, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Wilmington, VT is 92. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $525,000 | -1.0% |
Listing Count | 63 | 13.0% |
| Listings as % of Homes | 0.8% | 13.0% |
Days on Market | 92 | 13.0% |
Demographics — Wilmington, VT
As of the latest ACS Survey released in 2023, Wilmington, VT has a population of 2,010, which has increased by 22.1% over the past 5 years. Wilmington, VT is a less popular place for families, as children make up 9.8% of the population. The area has a moderately educated workforce, with 39.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,010 | 22.1% |
% Under 18 | 9.8% | -31.0% |
% Seniors | 28.4% | 36.5% |
% WFH | 7.4% | -43.5% |
% w/ College Degree | 39.7% | 3.4% |
As of the latest ACS Survey released in 2023, Wilmington, VT is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Wilmington, VT is hispanic, making up 6.0% of the population. Foreign-born residents account for 7.8% of the population in Wilmington, VT, and this percentage has increased by 420.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.1% | -4.3% |
% Black | 0.0% | N/A |
% Hispanic | 6.0% | 66.7% |
% Asian | 1.4% | 366.7% |
% Foreign Born | 7.8% | 420.0% |
Mortgage and Risk — Wilmington, VT
According to HUD data as of 2023, there were 63 mortgage originations in Wilmington, VT, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Wilmington, VT. Investor activity is low, as 5.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 63 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 5.0% |
% Second Loans | 73.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Wilmington, VT
Wilmington, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,050 |
| 2 Bedroom | N/A | N/A | $1,280 |
| 3 Bedroom | N/A | N/A | $1,590 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Wilmington, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $423,000 |
| Median Household Income | $78,900 |