Fairfield, VT—05455
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Fairfield, VT
Home Price Trends — Fairfield, VT
As of Oct '25, the median home price in Fairfield, VT is $384,000, with a year-over-year change of 6.7%. This indicates that home prices in Fairfield, VT are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $384,000 | 6.7% |
| Single Family | $384,000 | 7.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fairfield, VT
Fairfield, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fairfield, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Fairfield, VT is 14. This is a increase of 131.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $649,000 | 58.0% |
Listing Count | 4 | 83.0% |
| Listings as % of Homes | 0.2% | 83.0% |
Days on Market | 14 | 131.0% |
Demographics — Fairfield, VT
As of the latest ACS Survey released in 2023, Fairfield, VT has a population of 1,300, which has increased by 26.9% over the past 5 years. Fairfield, VT is a popular place for families, as children make up 29.1% of the population. The area has a moderately educated workforce, with 33.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,300 | 26.9% |
% Under 18 | 29.1% | 43.3% |
% Seniors | 10.4% | -36.2% |
% WFH | 7.4% | 29.8% |
% w/ College Degree | 33.3% | 0.0% |
As of the latest ACS Survey released in 2023, Fairfield, VT is a predominantly white area, with 93.4% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Fairfield, VT is hispanic, making up 4.9% of the population. Foreign-born residents account for 1.2% of the population in Fairfield, VT, and this percentage has decreased by 73.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.4% | -2.5% |
% Black | 0.0% | N/A |
% Hispanic | 4.9% | 75.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.2% | -73.3% |
Mortgage and Risk — Fairfield, VT
According to HUD data as of 2023, there were 71 mortgage originations in Fairfield, VT, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Fairfield, VT. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 71 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Fairfield, VT
Fairfield, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 27.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | N/A | N/A | $1,700 |
| 3 Bedroom | N/A | N/A | $2,160 |
| 4 Bedroom | N/A | N/A | $2,270 |
Affordability — Fairfield, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $384,000 |
| Median Household Income | $113,000 |