Franklin, VT—05457
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Franklin, VT
As of Oct '25, the median home price in Franklin, VT is $317,000, with a year-over-year change of -5.6%. This indicates that home prices in Franklin, VT are decreasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $317,000 | -5.6% |
| Single Family | $318,000 | -5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Franklin, VT
Franklin, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Franklin, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Franklin, VT is 59. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $269,000 | -33.0% |
Listing Count | 10 | -3.0% |
| Listings as % of Homes | 0.3% | -3.0% |
Days on Market | 59 | -1.0% |
Demographics — Franklin, VT
As of the latest ACS Survey released in 2023, Franklin, VT has a population of 1,790, which has increased by 12.2% over the past 5 years. Franklin, VT is a moderately popular place for families, as children make up 22.4% of the population. The area has a poorly educated workforce, with 23.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,790 | 12.2% |
% Under 18 | 22.4% | -1.3% |
% Seniors | 14.3% | 11.7% |
% WFH | 11.6% | -12.1% |
% w/ College Degree | 23.6% | 26.9% |
As of the latest ACS Survey released in 2023, Franklin, VT is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Franklin, VT is hispanic, making up 2.0% of the population. Foreign-born residents account for 4.8% of the population in Franklin, VT, and this percentage has increased by 11.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.1% | -3.3% |
% Black | 0.0% | N/A |
% Hispanic | 2.0% | 150.0% |
% Asian | 1.4% | 55.6% |
% Foreign Born | 4.8% | 11.6% |
Mortgage and Risk — Franklin, VT
According to HUD data as of 2023, there were 75 mortgage originations in Franklin, VT, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Franklin, VT. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 75 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 4.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Franklin, VT
Franklin, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 24 |
Total Units Section 8 | 24 |
% Rentals under Section 8 | 19.8% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | N/A | N/A | $1,700 |
| 3 Bedroom | N/A | N/A | $2,160 |
| 4 Bedroom | N/A | N/A | $2,270 |
Affordability — Franklin, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $317,000 |
| Median Household Income | $102,000 |