Highgate, VT—05459
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Highgate, VT
As of Oct '25, the median home price in Highgate, VT is $328,000, with a year-over-year change of -1.0%. This indicates that home prices in Highgate, VT are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $328,000 | -1.0% |
| Single Family | $328,000 | -0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $340,000 | -0.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Highgate, VT
Highgate, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Highgate, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Highgate, VT is 76. This is a increase of 71.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $369,000 | 14.0% |
Listing Count | 11 | 72.0% |
| Listings as % of Homes | 0.5% | 72.0% |
Days on Market | 76 | 71.0% |
Demographics — Highgate, VT
As of the latest ACS Survey released in 2023, Highgate, VT has a population of 2,000, which has increased by 15.3% over the past 5 years. Highgate, VT is a moderately popular place for families, as children make up 15.3% of the population. The area has a poorly educated workforce, with 10.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,000 | 15.3% |
% Under 18 | 15.3% | -8.4% |
% Seniors | 19.8% | -19.2% |
% WFH | 4.8% | 166.7% |
% w/ College Degree | 10.4% | -40.2% |
As of the latest ACS Survey released in 2023, Highgate, VT is a predominantly white area, with 82.3% of the population identifying as white. The white population has shrunk by 15.6% in the last 5 years. The second most common race or ethnicity in Highgate, VT is hispanic, making up 3.3% of the population. Foreign-born residents account for 2.0% of the population in Highgate, VT, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.3% | -15.6% |
% Black | 0.0% | N/A |
% Hispanic | 3.3% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.0% | 0.0% |
Mortgage and Risk — Highgate, VT
According to HUD data as of 2023, there were 85 mortgage originations in Highgate, VT, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Highgate, VT. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 85 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Highgate, VT
Highgate, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 16 |
% Rentals under Section 8 | 8.9% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,310 |
| 2 Bedroom | N/A | N/A | $1,710 |
| 3 Bedroom | N/A | N/A | $2,210 |
| 4 Bedroom | N/A | N/A | $2,280 |
Affordability — Highgate, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $328,000 |
| Median Household Income | $79,800 |