Cambridge, VT 05464 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Cambridge, VT—05464

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$371,000

3.5% YoY Growth

Household Income

$86,500

18.8% YoY Growth

Days on Market

58

70.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$1,800

70.6% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$1,800

N/A

3-Bed Rent

N/A

Other Zip Codes in Cambridge, VT

05444

Home Price Trends — Cambridge, VT

Cambridge, VT lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$371,000	-3.5%
Single Family	$407,000	-6.9%
Condos	$261,000	7.4%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Cambridge, VT

As of July '25, Rentcast reports the average rent in Cambridge, VT is $2,300, with a year-over-year rent change of -70.6%. Per bedroom, the median rent as of July '25 in Cambridge, VT is 2-bedrooms: $1,800, 4-bedrooms: $2,800. The most common rental property sizes in Cambridge, VT are 2-bedroom and 3-bedroom, accounting for 40.3% and 26.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,800	$2,300
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$1,800	$1,800
3 Bed Rent	N/A	N/A
4 Bed Rent	$2,800	$2,800

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% of Rental Stock

Studio

0.8%

1 Bedroom

20.8%

2 Bedrooms

40.3%

3 Bedrooms

26.8%

4 Bedrooms

7.8%

5+ Bedrooms

3.5%

Property Listings — Cambridge, VT

As of Dec '25, Realtor.com reports that the median days on market for a home in Cambridge, VT is 79. This is a increase of 106.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$383,000	31.0%
Listing Count	6	-32.0%
Listings as % of Homes	1.0%	-32.0%
Days on Market	58	70.0%

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Demographics — Cambridge, VT

As of the latest ACS Survey released in 2023, Cambridge, VT has a population of 3,120, which has decreased by -5.5% over the past 5 years. Cambridge, VT is a popular place for families, as children make up 26.9% of the population. The area has a highly educated workforce, with 48.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,120	-5.5%
% Under 18	26.9%	26.9%
% Seniors	10.0%	-13.0%
% WFH	5.6%	-46.2%
% w/ College Degree	48.7%	33.8%

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As of the latest ACS Survey released in 2023, Cambridge, VT is a predominantly white area, with 92.4% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Cambridge, VT is black, making up 1.7% of the population. Foreign-born residents account for 1.3% of the population in Cambridge, VT, and this percentage has decreased by 43.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	92.4%	-4.7%
% Black	1.7%	∞%
% Hispanic	0.8%	-27.3%
% Asian	0.1%	-66.7%
% Foreign Born	1.3%	-43.5%

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Mortgage and Risk — Cambridge, VT

According to HUD data as of 2023, there were 76 mortgage originations in Cambridge, VT, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Cambridge, VT. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	76
% Conventional Loans	95.0%
% Government Loans	5.0%
% Investor Loans	0.0%
% Second Loans	8.0%
% Cash Out Refinance	8.0%

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Rentals and Section 8 — Cambridge, VT

Cambridge, VT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	14
Total Units Section 8	14
% Rentals under Section 8	3.2%
% Occupied Section 8	79.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,300
2 Bedroom	-$100	$1,800	$1,700
3 Bedroom	N/A	N/A	$2,160
4 Bedroom	-$530	$2,800	$2,270

Cambridge, VT—05464

Key Metrics at a Glance

Other Zip Codes in Cambridge, VT

Home Price Trends — Cambridge, VT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cambridge, VT

% of Rental Stock

Property Listings — Cambridge, VT

Demographics — Cambridge, VT

Race and Ethnicity

Mortgage and Risk — Cambridge, VT

Mortgages

Rentals and Section 8 — Cambridge, VT

Section 8 Market Size

Section 8 Opportunity

Affordability — Cambridge, VT

Home Price to Income Ratio

Cambridge, VT — ZIP Code Boundary Map

Nearby ZIP Codes

Cambridge, VT

Bakersfield, VT

Fairfield, VT

Underhill, VT

Westford, VT

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.9
Median Home Price	$371,000
Median Household Income	$86,500

Cambridge, VT—05464

Key Metrics at a Glance

Other Zip Codes in Cambridge, VT

Home Price Trends — Cambridge, VT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cambridge, VT

% of Rental Stock

Property Listings — Cambridge, VT

Demographics — Cambridge, VT

Race and Ethnicity

Mortgage and Risk — Cambridge, VT

Mortgages

Rentals and Section 8 — Cambridge, VT

Section 8 Market Size

Section 8 Opportunity

Affordability — Cambridge, VT

Home Price to Income Ratio

Cambridge, VT — ZIP Code Boundary Map

Nearby ZIP Codes

Cambridge, VT

Bakersfield, VT

Fairfield, VT

Underhill, VT

Westford, VT

Frequently Asked Questions

What is the average home price in Cambridge, VT 05464?

How have home prices in Cambridge, VT 05464 changed over the past year?

What is the home price projection for Cambridge, VT 05464?

What are the demographics of Cambridge, VT 05464?

How long does it take homes to sell in Cambridge, VT 05464?

What is the average rent price in Cambridge, VT 05464?