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Richford, VT—05476

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$257,000
0.3% YoY Growth
Household Income
$61,900
26.1% YoY Growth
Days on Market
30
8.0% Shorter YoY
Home Price Forecast
0.2%
Median Rent
$1,820
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,820
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Richford, VT

As of May '26, the median home price in Richford, VT is $257,000, with a year-over-year change of -0.3%. This indicates that home prices in Richford, VT are flat. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$257,000-0.3%
Single Family $257,0000.8%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		N/AN/A
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    3.1%
    1 Bedroom
    1.6%
    2 Bedrooms
    25.9%
    3 Bedrooms
    40.7%
    4 Bedrooms
    23.5%
    5+ Bedrooms
    5.2%

    Rental Trends — Richford, VT

    Richford, VT lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average Rent$1,820$1,820
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,820$1,820
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    0.9%
    1 Bedroom
    1.8%
    2 Bedrooms
    54.7%
    3 Bedrooms
    21.7%
    4 Bedrooms
    20.8%

    Property Listings — Richford, VT

    As of May '26, Realtor.com reports that the median days on market for a home in Richford, VT is 30. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$200,000-21.0%
    Listing Count
    		13-26.0%
    Listings as % of Homes0.7%-26.0%
    Days on Market
    		30-8.0%
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    Demographics — Richford, VT

    As of the latest ACS Survey released in 2023, Richford, VT has a population of 3,220, which has increased by 1.1% over the past 5 years. Richford, VT is a popular place for families, as children make up 25.6% of the population. The area has a poorly educated workforce, with 19.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		3,2201.1%
    % Under 18
    		25.6%13.8%
    % Seniors
    		17.4%20.0%
    % WFH
    		8.1%189.3%
    % w/ College Degree
    		19.0%41.8%
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    As of the latest ACS Survey released in 2023, Richford, VT is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Richford, VT is hispanic, making up 2.0% of the population. Foreign-born residents account for 1.4% of the population in Richford, VT, and this percentage has decreased by 48.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		93.1%-2.8%
    % Black
    		0.1%∞%
    % Hispanic
    		2.0%25.0%
    % Asian
    		0.1%∞%
    % Foreign Born
    		1.4%-48.1%
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    Mortgage and Risk — Richford, VT

    According to HUD data as of 2023, there were 83 mortgage originations in Richford, VT, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Richford, VT. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		83
    % Conventional Loans
    		75.0%
    % Government Loans
    		25.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		5.0%
    % Cash Out Refinance
    		7.0%
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    Rentals and Section 8 — Richford, VT

    Richford, VT lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		66
    Total Units Section 8
    		66
    % Rentals under Section 8
    		19.9%
    % Occupied Section 8
    		85.4%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,300
    2 Bedroom-$120$1,820$1,700
    3 BedroomN/AN/A$2,160
    4 BedroomN/AN/A$2,270

    Affordability — Richford, VT

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.8
    Median Home Price$257,000
    Median Household Income$61,900

    Richford, VT — ZIP Code Boundary Map

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    Nearby ZIP Codes

    East Berkshire, VT

    05447

    Montgomery, VT

    05471

    Enosburg, VT

    05450

    Bakersfield, VT

    05441

    Franklin, VT

    05457

    Frequently Asked Questions