Williamstown, VT05679

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$290,000
3.0% YoY Growth
Median Household Income
$94,200
44.8% 5-Year Growth
Days on Market
73
23.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,850
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Williamstown, VT

As of Oct '25, Realtor.com reports that the median days on market for a home in Williamstown, VT is 73. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$390,000-24.0%
Listing Count
7117.0%
Listings as % of Homes0.4%117.0%
Days on Market
7323.0%
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Demographics — Williamstown, VT

As of the latest ACS Survey released in 2023, Williamstown, VT has a population of 3,140, which has decreased by -7.4% over the past 5 years. Williamstown, VT is a moderately popular place for families, as children make up 18.7% of the population. The area has a poorly educated workforce, with 17.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,140-7.4%
% Under 18
18.7%0.0%
% Seniors
19.0%6.1%
% WFH
10.8%89.5%
% w/ College Degree
17.3%23.6%
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As of the latest ACS Survey released in 2023, Williamstown, VT is a predominantly white area, with 95.3% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Williamstown, VT is hispanic, making up 1.1% of the population. Foreign-born residents account for 1.3% of the population in Williamstown, VT, and this percentage has increased by 85.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.3%-3.5%
% Black
0.0%N/A
% Hispanic
1.1%266.7%
% Asian
0.1%∞%
% Foreign Born
1.3%85.7%
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Mortgage and Risk — Williamstown, VT

According to HUD data as of 2023, there were 63 mortgage originations in Williamstown, VT, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Williamstown, VT. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
63
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Williamstown, VT

Williamstown, VT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
37
Total Units Section 8
37
% Rentals under Section 8
N/A
% Occupied Section 8
73.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,520
2 BedroomN/AN/A$1,850
3 BedroomN/AN/A$2,420
4 BedroomN/AN/A$2,540

Affordability — Williamstown, VT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3
Median Home Price$290,000
Median Household Income$94,200

Williamstown, VT — ZIP Code Boundary Map

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Frequently Asked Questions