Chittenden, VT—05737
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chittenden, VT
As of Oct '25, the median home price in Chittenden, VT is $352,000, with a year-over-year change of -3.3%. This indicates that home prices in Chittenden, VT are decreasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $352,000 | -3.3% |
| Single Family | $352,000 | -2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chittenden, VT
Chittenden, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chittenden, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Chittenden, VT is 73. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $468,000 | -2.0% |
Listing Count | 4 | 144.0% |
| Listings as % of Homes | 0.9% | 144.0% |
Days on Market | 73 | -24.0% |
Demographics — Chittenden, VT
As of the latest ACS Survey released in 2023, Chittenden, VT has a population of 696, which has decreased by -24.5% over the past 5 years. Chittenden, VT is a less popular place for families, as children make up 10.3% of the population. The area has a highly educated workforce, with 45.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 696 | -24.5% |
% Under 18 | 10.3% | -56.0% |
% Seniors | 19.5% | -9.3% |
% WFH | 19.8% | 312.5% |
% w/ College Degree | 45.4% | 42.3% |
As of the latest ACS Survey released in 2023, Chittenden, VT is a predominantly white area, with 87.9% of the population identifying as white. The white population has shrunk by 11.7% in the last 5 years. The second most common race or ethnicity in Chittenden, VT is hispanic, making up 6.8% of the population. Foreign-born residents account for 2.4% of the population in Chittenden, VT, and this percentage has increased by 140.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.9% | -11.7% |
% Black | 2.2% | ∞% |
% Hispanic | 6.8% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.4% | 140.0% |
Mortgage and Risk — Chittenden, VT
According to HUD data as of 2023, there were 30 mortgage originations in Chittenden, VT, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Chittenden, VT. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 30 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 3.0% |
% Second Loans | 30.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Chittenden, VT
Chittenden, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $970 |
| 2 Bedroom | N/A | N/A | $1,220 |
| 3 Bedroom | N/A | N/A | $1,510 |
| 4 Bedroom | N/A | N/A | $1,880 |
Affordability — Chittenden, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $352,000 |
| Median Household Income | $98,400 |