Middletown Springs, VT—05757
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Middletown Springs, VT
As of Oct '25, the median home price in Middletown Springs, VT is $329,000, with a year-over-year change of -7.4%. This indicates that home prices in Middletown Springs, VT are decreasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $329,000 | -7.4% |
| Single Family | $329,000 | -7.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Middletown Springs, VT
Middletown Springs, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Middletown Springs, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Middletown Springs, VT is 72. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $420,000 | 34.0% |
Listing Count | 4 | -52.0% |
| Listings as % of Homes | 0.0% | -52.0% |
Days on Market | 72 | -26.0% |
Demographics — Middletown Springs, VT
As of the latest ACS Survey released in 2023, Middletown Springs, VT has a population of 774, which has decreased by -8.4% over the past 5 years. Middletown Springs, VT is a moderately popular place for families, as children make up 22.0% of the population. The area has a moderately educated workforce, with 44.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 774 | -8.4% |
% Under 18 | 22.0% | -0.9% |
% Seniors | 24.5% | 2.5% |
% WFH | 14.7% | 81.5% |
% w/ College Degree | 44.7% | 4.9% |
As of the latest ACS Survey released in 2023, Middletown Springs, VT is a predominantly white area, with 89.8% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Middletown Springs, VT is hispanic, making up 7.2% of the population. Foreign-born residents account for 0.9% of the population in Middletown Springs, VT, and this percentage has decreased by 59.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.8% | -7.0% |
% Black | 0.0% | N/A |
% Hispanic | 7.2% | 453.8% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.9% | -59.1% |
Mortgage and Risk — Middletown Springs, VT
According to HUD data as of 2023, there were 18 mortgage originations in Middletown Springs, VT, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Middletown Springs, VT. Investor activity is low, as 0.0% of loans were by investors. 28.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 18 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 0.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 28.0% |
Loan Activity
Rentals and Section 8 — Middletown Springs, VT
Middletown Springs, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,230 |
| 2 Bedroom | N/A | N/A | $1,550 |
| 3 Bedroom | N/A | N/A | $1,910 |
| 4 Bedroom | N/A | N/A | $2,390 |
Affordability — Middletown Springs, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $329,000 |
| Median Household Income | $71,300 |