Proctor, VT—05765
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Proctor, VT
As of Oct '25, the median home price in Proctor, VT is $254,000, with a year-over-year change of 2.9%. This indicates that home prices in Proctor, VT are increasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $254,000 | 3.0% |
| Single Family | $254,000 | 2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Proctor, VT
Proctor, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Proctor, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Proctor, VT is 69. This is a increase of 53.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $262,000 | -11.0% |
Listing Count | 8 | 67.0% |
| Listings as % of Homes | 0.4% | 67.0% |
Days on Market | 69 | 53.0% |
Demographics — Proctor, VT
As of the latest ACS Survey released in 2023, Proctor, VT has a population of 1,800, which has increased by 6.2% over the past 5 years. Proctor, VT is a moderately popular place for families, as children make up 24.2% of the population. The area has a moderately educated workforce, with 28.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,800 | 6.2% |
% Under 18 | 24.2% | 28.7% |
% Seniors | 21.3% | 18.3% |
% WFH | 8.0% | 42.9% |
% w/ College Degree | 28.2% | 0.7% |
As of the latest ACS Survey released in 2023, Proctor, VT is a predominantly white area, with 96.7% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Proctor, VT is black, making up 0.0% of the population. Foreign-born residents account for 1.1% of the population in Proctor, VT, and this percentage has decreased by 57.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.7% | -1.5% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | N/A |
% Asian | 0.0% | N/A |
% Foreign Born | 1.1% | -57.7% |
Mortgage and Risk — Proctor, VT
According to HUD data as of 2023, there were 19 mortgage originations in Proctor, VT, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Proctor, VT. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 19 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Proctor, VT
Proctor, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 17 |
Total Units Section 8 | 17 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 96.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,100 |
| 2 Bedroom | N/A | N/A | $1,390 |
| 3 Bedroom | N/A | N/A | $1,720 |
| 4 Bedroom | N/A | N/A | $2,150 |
Affordability — Proctor, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $254,000 |
| Median Household Income | $65,000 |