Berlin, CT06037

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$436,000
4.5% YoY Growth
Median Household Income
$110,000
11.4% 5-Year Growth
Days on Market
34
53.0% Longer than last year
Home Price Forecast
3.1%
Median Rent
$2,100
15.0% YoY Growth
1-Bed Rent
$1,400
N/A
2-Bed Rent
$2,000
2.9% YoY Growth
3-Bed Rent
$2,300
16.9% YoY Growth

Other Zip Codes in Berlin, CT

Property Listings — Berlin, CT

As of Oct '25, Realtor.com reports that the median days on market for a home in Berlin, CT is 34. This is a increase of 53.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$457,0001.0%
Listing Count
41-5.0%
Listings as % of Homes0.4%-5.0%
Days on Market
3453.0%
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Demographics — Berlin, CT

As of the latest ACS Survey released in 2023, Berlin, CT has a population of 18,800, which has decreased by -2.7% over the past 5 years. Berlin, CT is a moderately popular place for families, as children make up 20.0% of the population. The area has a moderately educated workforce, with 44.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,800-2.7%
% Under 18
20.0%4.7%
% Seniors
23.8%11.2%
% WFH
14.2%407.1%
% w/ College Degree
44.1%8.6%
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As of the latest ACS Survey released in 2023, Berlin, CT is a predominantly white area, with 85.5% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Berlin, CT is hispanic, making up 6.6% of the population. Foreign-born residents account for 10.5% of the population in Berlin, CT, and this percentage has decreased by 8.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
85.5%-6.5%
% Black
0.9%-18.2%
% Hispanic
6.6%53.5%
% Asian
4.6%142.1%
% Foreign Born
10.5%-8.7%
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Mortgage and Risk — Berlin, CT

According to HUD data as of 2023, there were 426 mortgage originations in Berlin, CT, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Berlin, CT. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
426
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Berlin, CT

Berlin, CT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
84
Total Units Section 8
84
% Rentals under Section 8
6.3%
% Occupied Section 8
93.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$60$1,400$1,340
2 Bedroom-$310$2,000$1,690
3 Bedroom-$260$2,300$2,040
4 BedroomN/AN/A$2,420

Affordability — Berlin, CT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$436,000
Median Household Income$110,000

Berlin, CT — ZIP Code Boundary Map

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Frequently Asked Questions