Hartford, CT—06103
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hartford, CT
As of Oct '25, the median home price in Hartford, CT is $169,000, with a year-over-year change of 21.6%. This indicates that home prices in Hartford, CT are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $169,000 | 21.6% |
| Single Family | N/A | N/A |
| Condos | $161,000 | 5.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $147,000 | 5.0% |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hartford, CT
Hartford, CT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,620 | $1,930 |
| Studio Rent | $1,450 | $1,410 |
| 1 Bed Rent | $1,650 | $1,600 |
| 2 Bed Rent | $2,700 | $3,400 |
| 3 Bed Rent | $5,000 | $5,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hartford, CT
As of Oct '25, Realtor.com reports that the median days on market for a home in Hartford, CT is 41. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $250,000 | 8.0% |
Listing Count | 9 | 50.0% |
| Listings as % of Homes | 0.2% | 50.0% |
Days on Market | 41 | 32.0% |
Demographics — Hartford, CT
As of the latest ACS Survey released in 2023, Hartford, CT has a population of 2,840, which has increased by 52.9% over the past 5 years. Hartford, CT is a less popular place for families, as children make up 3.5% of the population. The area has a highly educated workforce, with 67.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,840 | 52.9% |
% Under 18 | 3.5% | -23.9% |
% Seniors | 3.8% | -50.6% |
% WFH | 12.8% | 1,180.0% |
% w/ College Degree | 67.2% | -13.2% |
As of the latest ACS Survey released in 2023, Hartford, CT is a predominantly white area, with 42.8% of the population identifying as white. The white population has shrunk by 18.8% in the last 5 years. The second most common race or ethnicity in Hartford, CT is black, making up 22.0% of the population. Foreign-born residents account for 27.2% of the population in Hartford, CT, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 42.8% | -18.8% |
% Black | 22.0% | 136.6% |
% Hispanic | 15.7% | 4.7% |
% Asian | 19.6% | -1.5% |
% Foreign Born | 27.2% | 0.0% |
Mortgage and Risk — Hartford, CT
According to HUD data as of 2023, there were 9 mortgage originations in Hartford, CT, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Hartford, CT. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 9 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Hartford, CT
Hartford, CT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 286 |
Total Units Section 8 | 286 |
% Rentals under Section 8 | 12.2% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $110 | $1,650 | $1,760 |
| 2 Bedroom | -$470 | $2,700 | $2,230 |
| 3 Bedroom | -$2,310 | $5,000 | $2,690 |
| 4 Bedroom | N/A | N/A | $3,190 |
Affordability — Hartford, CT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.6 |
| Median Home Price | $169,000 |
| Median Household Income | $79,500 |