Ashford, CT—06278
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ashford, CT
As of Oct '25, the median home price in Ashford, CT is $375,000, with a year-over-year change of 0.9%. This indicates that home prices in Ashford, CT are flat. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $375,000 | 0.9% |
| Single Family | $378,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $300,000 | 1.4% |
3 Bed | $391,000 | 0.8% |
4 Bed | $458,000 | 1.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ashford, CT
As of July '25, Rentcast reports the average rent in Ashford, CT is $1,830, with a year-over-year rent change of -1.1%. Per bedroom, the median rent as of July '25 in Ashford, CT is 1-bedrooms: $1,320, 2-bedrooms: $1,670, 3-bedrooms: $2,120, 4-bedrooms: $4,500. The most common rental property sizes in Ashford, CT are 1-bedroom and 2-bedroom, accounting for 42.9% and 37.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,830 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,350 | $1,320 |
| 2 Bed Rent | $1,650 | $1,670 |
| 3 Bed Rent | $2,000 | $2,120 |
| 4 Bed Rent | $4,500 | $4,500 |
% of Rental Stock
Property Listings — Ashford, CT
As of Oct '25, Realtor.com reports that the median days on market for a home in Ashford, CT is 69. This is a increase of 54.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,700,000 | 151.0% |
Listing Count | 9 | -23.0% |
| Listings as % of Homes | 0.5% | -23.0% |
Days on Market | 69 | 54.0% |
Demographics — Ashford, CT
As of the latest ACS Survey released in 2023, Ashford, CT has a population of 4,340, which has remained stable by -0.4% over the past 5 years. Ashford, CT is a moderately popular place for families, as children make up 18.4% of the population. The area has a moderately educated workforce, with 40.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,340 | -0.4% |
% Under 18 | 18.4% | 2.2% |
% Seniors | 17.9% | 28.8% |
% WFH | 18.1% | 144.6% |
% w/ College Degree | 40.2% | 22.6% |
As of the latest ACS Survey released in 2023, Ashford, CT is a predominantly white area, with 88.7% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Ashford, CT is hispanic, making up 4.4% of the population. Foreign-born residents account for 3.8% of the population in Ashford, CT, and this percentage has decreased by 19.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.7% | -2.2% |
% Black | 0.0% | -100.0% |
% Hispanic | 4.4% | -24.1% |
% Asian | 2.3% | 91.7% |
% Foreign Born | 3.8% | -19.1% |
Mortgage and Risk — Ashford, CT
According to HUD data as of 2023, there were 85 mortgage originations in Ashford, CT, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Ashford, CT. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 85 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 1.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Ashford, CT
As of 2024, the percent of homes in Ashford, CT under the Section 8 program is 2.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Ashford, CT, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | 2.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$90 | $1,350 | $1,260 |
| 2 Bedroom | $0 | $1,650 | $1,650 |
| 3 Bedroom | $20 | $2,000 | $2,020 |
| 4 Bedroom | -$2,080 | $4,500 | $2,420 |
Affordability — Ashford, CT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $375,000 |
| Median Household Income | $128,000 |