Salem, CT06420

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$437,000
4.5% YoY Growth
Median Household Income
$119,000
3.6% 5-Year Growth
Days on Market
46
45.0% Shorter than last year
Home Price Forecast
3.1%
Median Rent
$1,450
16.9% YoY Growth
1-Bed Rent
$1,300
6.2% YoY Growth
2-Bed Rent
$1,650
N/A
3-Bed Rent
N/A
N/A

Property Listings — Salem, CT

As of Oct '25, Realtor.com reports that the median days on market for a home in Salem, CT is 46. This is a decrease of -45.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$412,000-15.0%
Listing Count
18-4.0%
Listings as % of Homes0.6%-4.0%
Days on Market
46-45.0%
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Demographics — Salem, CT

As of the latest ACS Survey released in 2023, Salem, CT has a population of 4,320, which has increased by 2.9% over the past 5 years. Salem, CT is a moderately popular place for families, as children make up 23.2% of the population. The area has a highly educated workforce, with 52.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,3202.9%
% Under 18
23.2%2.2%
% Seniors
18.8%15.3%
% WFH
17.4%176.2%
% w/ College Degree
52.6%13.4%
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As of the latest ACS Survey released in 2023, Salem, CT is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Salem, CT is hispanic, making up 4.0% of the population. Foreign-born residents account for 6.9% of the population in Salem, CT, and this percentage has increased by 53.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.8%-0.1%
% Black
1.3%-58.1%
% Hispanic
4.0%5.3%
% Asian
1.2%-76.0%
% Foreign Born
6.9%53.3%
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Mortgage and Risk — Salem, CT

According to HUD data as of 2023, there were 93 mortgage originations in Salem, CT, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Salem, CT. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
93
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Salem, CT

Salem, CT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
0.9%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$140$1,300$1,440
2 Bedroom$120$1,650$1,770
3 BedroomN/AN/A$2,290
4 BedroomN/AN/A$2,970

Affordability — Salem, CT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3
Median Home Price$437,000
Median Household Income$119,000

Salem, CT — ZIP Code Boundary Map

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Frequently Asked Questions