Guilford, CT—06437
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Guilford, CT
As of Oct '25, the median home price in Guilford, CT is $609,000, with a year-over-year change of 2.0%. This indicates that home prices in Guilford, CT are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $609,000 | 2.0% |
| Single Family | $628,000 | 2.1% |
| Condos | $358,000 | 3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $278,000 | 2.6% |
2 Bed | $474,000 | 2.4% |
3 Bed | $578,000 | 1.9% |
4 Bed | $746,000 | 3.0% |
| 5 Bed | $910,000 | 4.2% |
% of Housing Stock
Rental Trends — Guilford, CT
As of July '25, Rentcast reports the average rent in Guilford, CT is $3,660, with a year-over-year rent change of 83.0%. Per bedroom, the median rent as of July '25 in Guilford, CT is 1-bedrooms: $2,180, 2-bedrooms: $2,900, 3-bedrooms: $4,380, 4-bedrooms: $4,700. The most common rental property sizes in Guilford, CT are 2-bedroom and 1-bedroom, accounting for 43.4% and 26.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,200 | $3,660 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,950 | $2,180 |
| 2 Bed Rent | $2,650 | $2,900 |
| 3 Bed Rent | $4,000 | $4,380 |
| 4 Bed Rent | $4,200 | $4,700 |
% of Rental Stock
Property Listings — Guilford, CT
As of Oct '25, Realtor.com reports that the median days on market for a home in Guilford, CT is 53. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $726,000 | -5.0% |
Listing Count | 95 | -16.0% |
| Listings as % of Homes | 0.7% | -16.0% |
Days on Market | 53 | -4.0% |
Demographics — Guilford, CT
As of the latest ACS Survey released in 2023, Guilford, CT has a population of 22,000, which has decreased by -1.1% over the past 5 years. Guilford, CT is a moderately popular place for families, as children make up 21.7% of the population. The area has a highly educated workforce, with 57.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 22,000 | -1.1% |
% Under 18 | 21.7% | 0.0% |
% Seniors | 26.2% | 14.9% |
% WFH | 19.0% | 146.8% |
% w/ College Degree | 57.6% | -4.2% |
As of the latest ACS Survey released in 2023, Guilford, CT is a predominantly white area, with 86.6% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Guilford, CT is hispanic, making up 4.4% of the population. Foreign-born residents account for 8.2% of the population in Guilford, CT, and this percentage has increased by 18.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.6% | -1.9% |
% Black | 1.6% | 14.3% |
% Hispanic | 4.4% | -10.2% |
% Asian | 2.8% | -24.3% |
% Foreign Born | 8.2% | 18.8% |
Mortgage and Risk — Guilford, CT
According to HUD data as of 2023, there were 482 mortgage originations in Guilford, CT, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Guilford, CT. Investor activity is low, as 1.0% of loans were by investors. 23.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 482 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 23.0% |
Loan Activity
Rentals and Section 8 — Guilford, CT
As of 2024, the percent of homes in Guilford, CT under the Section 8 program is 0.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Guilford, CT, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$180 | $1,950 | $1,770 |
| 2 Bedroom | -$490 | $2,650 | $2,160 |
| 3 Bedroom | -$1,320 | $4,000 | $2,680 |
| 4 Bedroom | -$1,170 | $4,200 | $3,030 |
Affordability — Guilford, CT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $609,000 |
| Median Household Income | $130,000 |