Haddam, CT—06438
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Haddam, CT
As of Oct '25, the median home price in Haddam, CT is $452,000, with a year-over-year change of 4.2%. This indicates that home prices in Haddam, CT are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $452,000 | 4.2% |
| Single Family | $453,000 | 4.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $365,000 | 3.7% |
3 Bed | $453,000 | 5.3% |
4 Bed | $565,000 | 4.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Haddam, CT
Haddam, CT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,850 | $1,870 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,850 | $1,870 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Haddam, CT
As of Oct '25, Realtor.com reports that the median days on market for a home in Haddam, CT is 109. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $561,000 | 49.0% |
Listing Count | 8 | 44.0% |
| Listings as % of Homes | 1.0% | 44.0% |
Days on Market | 109 | 33.0% |
Demographics — Haddam, CT
As of the latest ACS Survey released in 2023, Haddam, CT has a population of 3,010, which has increased by 5.3% over the past 5 years. Haddam, CT is a moderately popular place for families, as children make up 20.9% of the population. The area has a highly educated workforce, with 55.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,010 | 5.3% |
% Under 18 | 20.9% | 26.7% |
% Seniors | 22.2% | -5.1% |
% WFH | 16.8% | 425.0% |
% w/ College Degree | 55.3% | 24.5% |
As of the latest ACS Survey released in 2023, Haddam, CT is a predominantly white area, with 88.9% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Haddam, CT is hispanic, making up 3.2% of the population. Foreign-born residents account for 3.1% of the population in Haddam, CT, and this percentage has increased by 3.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.9% | -7.0% |
% Black | 0.3% | 50.0% |
% Hispanic | 3.2% | -22.0% |
% Asian | 1.3% | 550.0% |
% Foreign Born | 3.1% | 3.3% |
Mortgage and Risk — Haddam, CT
According to HUD data as of 2023, there were 81 mortgage originations in Haddam, CT, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Haddam, CT. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 81 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Haddam, CT
Haddam, CT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | 12.2% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$600 | $1,850 | $1,250 |
| 2 Bedroom | N/A | N/A | $1,560 |
| 3 Bedroom | N/A | N/A | $1,880 |
| 4 Bedroom | N/A | N/A | $2,280 |
Affordability — Haddam, CT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $452,000 |
| Median Household Income | $128,000 |