Oxford, CT—06478
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oxford, CT
As of Oct '25, the median home price in Oxford, CT is $553,000, with a year-over-year change of 5.0%. This indicates that home prices in Oxford, CT are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $553,000 | 5.0% |
| Single Family | $535,000 | 4.3% |
| Condos | $598,000 | 6.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $546,000 | 7.1% |
3 Bed | $494,000 | 4.2% |
4 Bed | $655,000 | 3.3% |
| 5 Bed | $705,000 | 4.1% |
% of Housing Stock
Rental Trends — Oxford, CT
As of July '25, Rentcast reports the average rent in Oxford, CT is $2,520, with a year-over-year rent change of -54.2%. Per bedroom, the median rent as of July '25 in Oxford, CT is 1-bedrooms: $2,290, 2-bedrooms: $3,000, 3-bedrooms: $2,500. The most common rental property sizes in Oxford, CT are 3-bedroom and 2-bedroom, accounting for 41.0% and 33.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,520 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,000 | $2,290 |
| 2 Bed Rent | $3,000 | $3,000 |
| 3 Bed Rent | $2,500 | $2,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oxford, CT
As of Oct '25, Realtor.com reports that the median days on market for a home in Oxford, CT is 53. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $706,000 | 9.0% |
Listing Count | 47 | 13.0% |
| Listings as % of Homes | 0.7% | 13.0% |
Days on Market | 53 | 0.0% |
Demographics — Oxford, CT
As of the latest ACS Survey released in 2023, Oxford, CT has a population of 12,900, which has decreased by -1.2% over the past 5 years. Oxford, CT is a moderately popular place for families, as children make up 22.2% of the population. The area has a highly educated workforce, with 45.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,900 | -1.2% |
% Under 18 | 22.2% | -2.6% |
% Seniors | 23.1% | 28.3% |
% WFH | 10.0% | 117.4% |
% w/ College Degree | 45.8% | 19.3% |
As of the latest ACS Survey released in 2023, Oxford, CT is a predominantly white area, with 77.0% of the population identifying as white. The white population has shrunk by 15.5% in the last 5 years. The second most common race or ethnicity in Oxford, CT is hispanic, making up 11.7% of the population. Foreign-born residents account for 10.6% of the population in Oxford, CT, and this percentage has increased by 86.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.0% | -15.5% |
% Black | 0.9% | -73.5% |
% Hispanic | 11.7% | 185.4% |
% Asian | 5.3% | 488.9% |
% Foreign Born | 10.6% | 86.0% |
Mortgage and Risk — Oxford, CT
According to HUD data as of 2023, there were 264 mortgage originations in Oxford, CT, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Oxford, CT. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 264 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Oxford, CT
Oxford, CT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$610 | $2,000 | $1,390 |
| 2 Bedroom | -$1,320 | $3,000 | $1,680 |
| 3 Bedroom | -$480 | $2,500 | $2,020 |
| 4 Bedroom | N/A | N/A | $2,820 |
Affordability — Oxford, CT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $553,000 |
| Median Household Income | $126,000 |