Oxford, CT 06478 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Oxford, CT—06478

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$594,000

8.1% YoY Growth

Household Income

$126,000

18.4% YoY Growth

Days on Market

11.0% Shorter YoY

Home Price Forecast

1.9%

Median Rent

$2,500

54.2% YoY Growth

1-Bed Rent

$2,000

N/A

2-Bed Rent

$3,000

N/A

3-Bed Rent

$2,500

54.5% YoY Growth

Home Price Trends — Oxford, CT

As of May '26, the median home price in Oxford, CT is $594,000, with a year-over-year change of 8.1%. This indicates that home prices in Oxford, CT are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$594,000	8.1%
Single Family	$578,000	8.0%
Condos	$630,000	7.7%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Oxford, CT

As of July '25, Rentcast reports the average rent in Oxford, CT is $2,520, with a year-over-year rent change of -54.2%. Per bedroom, the median rent as of July '25 in Oxford, CT is 1-bedrooms: $2,290, 2-bedrooms: $3,000, 3-bedrooms: $2,500. The most common rental property sizes in Oxford, CT are 3-bedroom and 2-bedroom, accounting for 41.0% and 33.6% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,500	$2,520
Studio Rent	N/A	N/A
1 Bed Rent	$2,000	$2,290
2 Bed Rent	$3,000	$3,000
3 Bed Rent	$2,500	$2,500
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

20.6%

2 Bedrooms

33.6%

3 Bedrooms

41.0%

4 Bedrooms

4.8%

Property Listings — Oxford, CT

As of May '26, Realtor.com reports that the median days on market for a home in Oxford, CT is 37. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$749,000	-4.0%
Listing Count	54	30.0%
Listings as % of Homes	0.7%	30.0%
Days on Market	37	-11.0%

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Demographics — Oxford, CT

As of the latest ACS Survey released in 2023, Oxford, CT has a population of 12,900, which has decreased by -1.2% over the past 5 years. Oxford, CT is a moderately popular place for families, as children make up 22.2% of the population. The area has a highly educated workforce, with 45.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	12,900	-1.2%
% Under 18	22.2%	-2.6%
% Seniors	23.1%	28.3%
% WFH	10.0%	117.4%
% w/ College Degree	45.8%	19.3%

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As of the latest ACS Survey released in 2023, Oxford, CT is a predominantly white area, with 77.0% of the population identifying as white. The white population has shrunk by 15.5% in the last 5 years. The second most common race or ethnicity in Oxford, CT is hispanic, making up 11.7% of the population. Foreign-born residents account for 10.6% of the population in Oxford, CT, and this percentage has increased by 86.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	77.0%	-15.5%
% Black	0.9%	-73.5%
% Hispanic	11.7%	185.4%
% Asian	5.3%	488.9%
% Foreign Born	10.6%	86.0%

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Mortgage and Risk — Oxford, CT

According to HUD data as of 2023, there were 264 mortgage originations in Oxford, CT, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Oxford, CT. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	264
% Conventional Loans	94.0%
% Government Loans	6.0%
% Investor Loans	2.0%
% Second Loans	0.0%
% Cash Out Refinance	9.0%

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Rentals and Section 8 — Oxford, CT

Oxford, CT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	5
Total Units Section 8	5
% Rentals under Section 8	0.9%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$610	$2,000	$1,390
2 Bedroom	-$1,320	$3,000	$1,680
3 Bedroom	-$480	$2,500	$2,020
4 Bedroom	N/A	N/A	$2,820

Oxford, CT—06478

Key Metrics at a Glance

Home Price Trends — Oxford, CT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oxford, CT

% of Rental Stock

Property Listings — Oxford, CT

Demographics — Oxford, CT

Race and Ethnicity

Mortgage and Risk — Oxford, CT

Mortgages

Rentals and Section 8 — Oxford, CT

Section 8 Market Size

Section 8 Opportunity

Affordability — Oxford, CT

Home Price to Income Ratio

Oxford, CT — ZIP Code Boundary Map

Nearby ZIP Codes

Seymour, CT

Beacon Falls, CT

Middlebury, CT

Naugatuck, CT

Southbury, CT

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.7
Median Home Price	$594,000
Median Household Income	$126,000

Oxford, CT—06478

Key Metrics at a Glance

Home Price Trends — Oxford, CT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oxford, CT

% of Rental Stock

Property Listings — Oxford, CT

Demographics — Oxford, CT

Race and Ethnicity

Mortgage and Risk — Oxford, CT

Mortgages

Rentals and Section 8 — Oxford, CT

Section 8 Market Size

Section 8 Opportunity

Affordability — Oxford, CT

Home Price to Income Ratio

Oxford, CT — ZIP Code Boundary Map

Nearby ZIP Codes

Seymour, CT

Beacon Falls, CT

Middlebury, CT

Naugatuck, CT

Southbury, CT

Frequently Asked Questions

What is the average home price in Oxford, CT 06478?

How have home prices in Oxford, CT 06478 changed over the past year?

What is the home price projection for Oxford, CT 06478?

What are the demographics of Oxford, CT 06478?

How long does it take homes to sell in Oxford, CT 06478?

What is the average rent price in Oxford, CT 06478?