New Haven, CT06515

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$359,000
0.2% YoY Growth
Median Household Income
$74,000
37.3% 5-Year Growth
Days on Market
37
32.0% Shorter than last year
Home Price Forecast
3.0%
Median Rent
$2,000
8.3% YoY Growth
1-Bed Rent
$1,500
33.9% YoY Growth
2-Bed Rent
$1,900
N/A
3-Bed Rent
$2,300
N/A

Other Zip Codes in New Haven, CT

Property Listings — New Haven, CT

As of Oct '25, Realtor.com reports that the median days on market for a home in New Haven, CT is 37. This is a decrease of -32.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$336,0007.0%
Listing Count
23-9.0%
Listings as % of Homes0.3%-9.0%
Days on Market
37-32.0%
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Demographics — New Haven, CT

As of the latest ACS Survey released in 2023, New Haven, CT has a population of 18,400, which has decreased by -4.1% over the past 5 years. New Haven, CT is a moderately popular place for families, as children make up 18.5% of the population. The area has a highly educated workforce, with 48.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,400-4.1%
% Under 18
18.5%-15.1%
% Seniors
13.0%26.2%
% WFH
11.1%42.3%
% w/ College Degree
48.5%9.0%
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As of the latest ACS Survey released in 2023, New Haven, CT is a predominantly white area, with 38.5% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in New Haven, CT is black, making up 32.2% of the population. Foreign-born residents account for 11.3% of the population in New Haven, CT, and this percentage has decreased by 4.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
38.5%-1.5%
% Black
32.2%-20.7%
% Hispanic
21.4%48.6%
% Asian
3.9%5.4%
% Foreign Born
11.3%-4.2%
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Mortgage and Risk — New Haven, CT

According to HUD data as of 2023, there were 155 mortgage originations in New Haven, CT, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in New Haven, CT. Investor activity is low, as 5.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
155
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — New Haven, CT

As of 2024, the percent of homes in New Haven, CT under the Section 8 program is 24.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In New Haven, CT, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
1,425
Total Units Section 8
1,137
% Rentals under Section 8
24.4%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$140$1,500$1,640
2 Bedroom$100$1,900$2,000
3 Bedroom$180$2,300$2,480
4 Bedroom$110$2,700$2,810

Affordability — New Haven, CT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$359,000
Median Household Income$74,000

New Haven, CT — ZIP Code Boundary Map

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Frequently Asked Questions