Greenwich, CT06830

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$2,284,000
3.5% YoY Growth
Median Household Income
$147,000
34.4% 5-Year Growth
Days on Market
40
15.0% Shorter than last year
Home Price Forecast
3.6%
Median Rent
$4,000
5.0% YoY Growth
1-Bed Rent
$2,900
41.4% YoY Growth
2-Bed Rent
$4,250
4.9% YoY Growth
3-Bed Rent
$5,100
24.8% YoY Growth

Other Zip Codes in Greenwich, CT

Property Listings — Greenwich, CT

As of Oct '25, Realtor.com reports that the median days on market for a home in Greenwich, CT is 40. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$3,840,0003.0%
Listing Count
77-26.0%
Listings as % of Homes0.9%-26.0%
Days on Market
40-15.0%
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Demographics — Greenwich, CT

As of the latest ACS Survey released in 2023, Greenwich, CT has a population of 24,900, which has decreased by -1.3% over the past 5 years. Greenwich, CT is a moderately popular place for families, as children make up 22.6% of the population. The area has a highly educated workforce, with 69.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
24,900-1.3%
% Under 18
22.6%-3.8%
% Seniors
19.3%15.6%
% WFH
19.6%148.1%
% w/ College Degree
69.0%15.8%
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As of the latest ACS Survey released in 2023, Greenwich, CT is a predominantly white area, with 63.8% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Greenwich, CT is hispanic, making up 18.3% of the population. Foreign-born residents account for 24.0% of the population in Greenwich, CT, and this percentage has decreased by 13.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
63.8%-3.2%
% Black
6.4%25.5%
% Hispanic
18.3%-10.7%
% Asian
5.9%-15.7%
% Foreign Born
24.0%-13.4%
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Mortgage and Risk — Greenwich, CT

According to HUD data as of 2023, there were 230 mortgage originations in Greenwich, CT, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Greenwich, CT. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
230
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
3.0%
% Second Loans
4.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Greenwich, CT

As of 2024, the percent of homes in Greenwich, CT under the Section 8 program is 8.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Greenwich, CT, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
689
Total Units Section 8
369
% Rentals under Section 8
8.5%
% Occupied Section 8
96.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$550$2,900$2,350
2 Bedroom-$1,430$4,250$2,820
3 Bedroom-$1,670$5,100$3,430
4 Bedroom-$1,670$5,500$3,830

Affordability — Greenwich, CT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio13.7
Median Home Price$2,284,000
Median Household Income$147,000

Greenwich, CT — ZIP Code Boundary Map

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Frequently Asked Questions