Greenwich, CT06878

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$2,425,000
6.8% YoY Growth
Median Household Income
$250,000
37.1% 5-Year Growth
Days on Market
38
26.0% Shorter than last year
Home Price Forecast
3.8%
Median Rent
$5,800
0.5% YoY Growth
1-Bed Rent
$2,500
48.8% YoY Growth
2-Bed Rent
$4,300
12.3% YoY Growth
3-Bed Rent
$5,800
27.3% YoY Growth

Other Zip Codes in Greenwich, CT

Property Listings — Greenwich, CT

As of Oct '25, Realtor.com reports that the median days on market for a home in Greenwich, CT is 38. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$3,660,00043.0%
Listing Count
2442.0%
Listings as % of Homes0.7%42.0%
Days on Market
38-26.0%
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Demographics — Greenwich, CT

As of the latest ACS Survey released in 2023, Greenwich, CT has a population of 8,450, which has increased by 4.5% over the past 5 years. Greenwich, CT is a popular place for families, as children make up 30.3% of the population. The area has a highly educated workforce, with 78.7% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 33.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,4504.5%
% Under 18
30.3%-4.4%
% Seniors
13.4%-2.9%
% WFH
33.1%341.3%
% w/ College Degree
78.7%11.9%
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As of the latest ACS Survey released in 2023, Greenwich, CT is a predominantly white area, with 61.8% of the population identifying as white. The white population has shrunk by 12.3% in the last 5 years. The second most common race or ethnicity in Greenwich, CT is hispanic, making up 16.3% of the population. Foreign-born residents account for 31.4% of the population in Greenwich, CT, and this percentage has increased by 22.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
61.8%-12.3%
% Black
2.8%47.4%
% Hispanic
16.3%21.6%
% Asian
13.4%14.5%
% Foreign Born
31.4%22.2%
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Mortgage and Risk — Greenwich, CT

According to HUD data as of 2023, there were 154 mortgage originations in Greenwich, CT, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Greenwich, CT. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
154
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Greenwich, CT

As of 2024, the percent of homes in Greenwich, CT under the Section 8 program is 11.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Greenwich, CT, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
48
Total Units Section 8
48
% Rentals under Section 8
11.7%
% Occupied Section 8
97.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$2,500$2,520
2 Bedroom-$1,240$4,300$3,060
3 Bedroom-$2,080$5,800$3,720
4 Bedroom-$4,690$8,750$4,060

Affordability — Greenwich, CT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.1
Median Home Price$2,425,000
Median Household Income$250,000

Greenwich, CT — ZIP Code Boundary Map

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Frequently Asked Questions