Clifton, NJ07013

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$611,000
4.2% YoY Growth
Median Household Income
$119,000
29.7% 5-Year Growth
Days on Market
31
7.0% Shorter than last year
Home Price Forecast
1.4%
Median Rent
$2,600
7.3% YoY Growth
1-Bed Rent
$1,850
7.1% YoY Growth
2-Bed Rent
$2,520
9.7% YoY Growth
3-Bed Rent
$3,200
3.5% YoY Growth

Other Zip Codes in Clifton, NJ

Property Listings — Clifton, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Clifton, NJ is 31. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$601,0002.0%
Listing Count
75-2.0%
Listings as % of Homes0.5%-2.0%
Days on Market
31-7.0%
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Demographics — Clifton, NJ

As of the latest ACS Survey released in 2023, Clifton, NJ has a population of 29,400, which has increased by 9.2% over the past 5 years. Clifton, NJ is a moderately popular place for families, as children make up 15.4% of the population. The area has a moderately educated workforce, with 41.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,4009.2%
% Under 18
15.4%-12.5%
% Seniors
25.2%32.6%
% WFH
12.2%229.7%
% w/ College Degree
41.4%4.8%
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As of the latest ACS Survey released in 2023, Clifton, NJ is a predominantly white area, with 58.0% of the population identifying as white. The white population has grown by 0.3% in the last 5 years. The second most common race or ethnicity in Clifton, NJ is hispanic, making up 25.6% of the population. Foreign-born residents account for 32.6% of the population in Clifton, NJ, and this percentage has decreased by 0.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
58.0%0.3%
% Black
2.5%-44.4%
% Hispanic
25.6%6.2%
% Asian
10.2%-21.5%
% Foreign Born
32.6%-0.3%
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Mortgage and Risk — Clifton, NJ

According to HUD data as of 2023, there were 287 mortgage originations in Clifton, NJ, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Clifton, NJ. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
287
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Clifton, NJ

As of 2024, the percent of homes in Clifton, NJ under the Section 8 program is 10.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Clifton, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
316
Total Units Section 8
316
% Rentals under Section 8
10.1%
% Occupied Section 8
93.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$60$1,850$1,790
2 Bedroom-$470$2,520$2,050
3 Bedroom-$680$3,200$2,520
4 Bedroom-$2,810$6,000$3,190

Affordability — Clifton, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$611,000
Median Household Income$119,000

Clifton, NJ — ZIP Code Boundary Map

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Frequently Asked Questions