Hoboken, NJ07030

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$825,000
1.2% YoY Growth
Median Household Income
$177,000
29.7% 5-Year Growth
Days on Market
31
8.0% Shorter than last year
Home Price Forecast
0.7%
Median Rent
$3,650
1.5% YoY Growth
1-Bed Rent
$3,000
4.3% YoY Growth
2-Bed Rent
$4,000
0.5% YoY Growth
3-Bed Rent
$5,000
5.9% YoY Growth

Property Listings — Hoboken, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Hoboken, NJ is 31. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$899,0000.0%
Listing Count
158-8.0%
Listings as % of Homes0.2%-8.0%
Days on Market
31-8.0%
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Demographics — Hoboken, NJ

As of the latest ACS Survey released in 2023, Hoboken, NJ has a population of 58,300, which has increased by 9.6% over the past 5 years. Hoboken, NJ is a moderately popular place for families, as children make up 15.0% of the population. The area has a highly educated workforce, with 83.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 34.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
58,3009.6%
% Under 18
15.0%11.1%
% Seniors
5.8%-9.4%
% WFH
34.2%643.5%
% w/ College Degree
83.1%5.6%
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As of the latest ACS Survey released in 2023, Hoboken, NJ is a predominantly white area, with 64.8% of the population identifying as white. The white population has shrunk by 8.5% in the last 5 years. The second most common race or ethnicity in Hoboken, NJ is hispanic, making up 13.8% of the population. Foreign-born residents account for 19.1% of the population in Hoboken, NJ, and this percentage has increased by 15.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.8%-8.5%
% Black
4.5%45.2%
% Hispanic
13.8%-12.7%
% Asian
13.3%46.2%
% Foreign Born
19.1%15.8%
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Mortgage and Risk — Hoboken, NJ

According to HUD data as of 2023, there were 600 mortgage originations in Hoboken, NJ, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Hoboken, NJ. Investor activity is low, as 3.0% of loans were by investors. 1.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
600
% Conventional Loans
99.0%
% Government Loans
1.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
1.0%

Loan Activity

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Rentals and Section 8 — Hoboken, NJ

As of 2024, the percent of homes in Hoboken, NJ under the Section 8 program is 8.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Hoboken, NJ, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
2,770
Total Units Section 8
1,618
% Rentals under Section 8
8.9%
% Occupied Section 8
87.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$40$3,000$3,040
2 Bedroom-$550$4,000$3,450
3 Bedroom-$760$5,000$4,240
4 Bedroom-$670$5,500$4,830

Affordability — Hoboken, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.6
Median Home Price$825,000
Median Household Income$177,000

Hoboken, NJ — ZIP Code Boundary Map

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Frequently Asked Questions