Montville, NJ07045

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$800,000
1.7% YoY Growth
Median Household Income
$179,000
7.7% 5-Year Growth
Days on Market
23
31.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$4,100
21.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$3,700
4.2% YoY Growth
3-Bed Rent
$5,200
44.1% YoY Growth

Property Listings — Montville, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Montville, NJ is 23. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,030,0000.0%
Listing Count
31-2.0%
Listings as % of Homes0.5%-2.0%
Days on Market
2331.0%
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Demographics — Montville, NJ

As of the latest ACS Survey released in 2023, Montville, NJ has a population of 10,200, which has decreased by -4.2% over the past 5 years. Montville, NJ is a moderately popular place for families, as children make up 19.1% of the population. The area has a highly educated workforce, with 67.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,200-4.2%
% Under 18
19.1%-12.8%
% Seniors
23.5%8.3%
% WFH
22.5%177.8%
% w/ College Degree
67.6%6.5%
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As of the latest ACS Survey released in 2023, Montville, NJ is a predominantly white area, with 64.5% of the population identifying as white. The white population has shrunk by 10.9% in the last 5 years. The second most common race or ethnicity in Montville, NJ is asian, making up 26.3% of the population. Foreign-born residents account for 26.6% of the population in Montville, NJ, and this percentage has increased by 31.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.5%-10.9%
% Black
0.7%-41.7%
% Hispanic
5.8%5.5%
% Asian
26.3%33.5%
% Foreign Born
26.6%31.0%
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Mortgage and Risk — Montville, NJ

According to HUD data as of 2023, there were 147 mortgage originations in Montville, NJ, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Montville, NJ. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
147
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Montville, NJ

Montville, NJ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
5.0%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$2,650
2 Bedroom-$490$3,700$3,210
3 Bedroom-$1,160$5,200$4,040
4 Bedroom$1,400$3,200$4,600

Affordability — Montville, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$800,000
Median Household Income$179,000

Montville, NJ — ZIP Code Boundary Map

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Frequently Asked Questions