Mountainside, NJ—07092
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mountainside, NJ
As of Oct '25, the median home price in Mountainside, NJ is $1,015,000, with a year-over-year change of 3.0%. This indicates that home prices in Mountainside, NJ are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,015,000 | 3.0% |
| Single Family | $1,020,000 | 2.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $942,000 | 3.9% |
4 Bed | $1,073,000 | 2.9% |
| 5 Bed | $1,350,000 | 4.2% |
% of Housing Stock
Rental Trends — Mountainside, NJ
As of July '25, Rentcast reports the average rent in Mountainside, NJ is $4,080, with a year-over-year rent change of -25.3%. Per bedroom, the median rent as of July '25 in Mountainside, NJ is 1-bedrooms: $1,850, 3-bedrooms: $5,200. The most common rental property sizes in Mountainside, NJ are 3-bedroom and 4-bedroom, accounting for 62.0% and 21.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,200 | $4,080 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,850 | $1,850 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $4,200 | $5,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mountainside, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Mountainside, NJ is 21. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $999,000 | 14.0% |
Listing Count | 16 | 4.0% |
| Listings as % of Homes | 0.3% | 4.0% |
Days on Market | 21 | -8.0% |
Demographics — Mountainside, NJ
As of the latest ACS Survey released in 2023, Mountainside, NJ has a population of 6,970, which has remained stable by 1.0% over the past 5 years. Mountainside, NJ is a moderately popular place for families, as children make up 24.3% of the population. The area has a highly educated workforce, with 66.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,970 | 1.0% |
% Under 18 | 24.3% | 5.2% |
% Seniors | 23.6% | -8.2% |
% WFH | 24.6% | 261.8% |
% w/ College Degree | 66.2% | 21.9% |
As of the latest ACS Survey released in 2023, Mountainside, NJ is a predominantly white area, with 72.7% of the population identifying as white. The white population has shrunk by 10.0% in the last 5 years. The second most common race or ethnicity in Mountainside, NJ is hispanic, making up 13.6% of the population. Foreign-born residents account for 18.5% of the population in Mountainside, NJ, and this percentage has increased by 37.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.7% | -10.0% |
% Black | 1.1% | -42.1% |
% Hispanic | 13.6% | 65.9% |
% Asian | 12.3% | 101.6% |
% Foreign Born | 18.5% | 37.0% |
Mortgage and Risk — Mountainside, NJ
According to HUD data as of 2023, there were 121 mortgage originations in Mountainside, NJ, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Mountainside, NJ. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 121 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Mountainside, NJ
Mountainside, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $540 | $1,850 | $2,390 |
| 2 Bedroom | N/A | N/A | $2,900 |
| 3 Bedroom | -$550 | $4,200 | $3,650 |
| 4 Bedroom | N/A | N/A | $4,150 |
Affordability — Mountainside, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $1,015,000 |
| Median Household Income | $210,000 |