Sussex, NJ07461

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$443,000
1.5% YoY Growth
Median Household Income
$104,000
21.2% 5-Year Growth
Days on Market
51
17.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$2,000
7.3% YoY Growth
1-Bed Rent
$1,700
21.4% YoY Growth
2-Bed Rent
$1,900
13.4% YoY Growth
3-Bed Rent
$2,950
9.1% YoY Growth

Property Listings — Sussex, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Sussex, NJ is 51. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$465,0002.0%
Listing Count
9829.0%
Listings as % of Homes0.8%29.0%
Days on Market
5117.0%
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Demographics — Sussex, NJ

As of the latest ACS Survey released in 2023, Sussex, NJ has a population of 18,600, which has remained stable by 0.3% over the past 5 years. Sussex, NJ is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 28.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,6000.3%
% Under 18
19.3%-5.4%
% Seniors
18.8%4.4%
% WFH
9.3%86.0%
% w/ College Degree
28.4%2.9%
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As of the latest ACS Survey released in 2023, Sussex, NJ is a predominantly white area, with 84.2% of the population identifying as white. The white population has shrunk by 5.6% in the last 5 years. The second most common race or ethnicity in Sussex, NJ is hispanic, making up 8.9% of the population. Foreign-born residents account for 5.0% of the population in Sussex, NJ, and this percentage has decreased by 9.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.2%-5.6%
% Black
2.8%115.4%
% Hispanic
8.9%45.9%
% Asian
0.3%-83.3%
% Foreign Born
5.0%-9.1%
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Mortgage and Risk — Sussex, NJ

According to HUD data as of 2023, there were 284 mortgage originations in Sussex, NJ, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Sussex, NJ. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
284
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Sussex, NJ

As of 2024, the percent of homes in Sussex, NJ under the Section 8 program is 6.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Sussex, NJ, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
102
Total Units Section 8
98
% Rentals under Section 8
6.3%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$10$1,700$1,710
2 Bedroom$170$1,900$2,070
3 Bedroom-$340$2,950$2,610
4 Bedroom$10$2,950$2,960

Affordability — Sussex, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$443,000
Median Household Income$104,000

Sussex, NJ — ZIP Code Boundary Map

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Frequently Asked Questions