Wayne, NJ07470

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$717,000
2.2% YoY Growth
Median Household Income
$152,000
28.4% 5-Year Growth
Days on Market
32
0.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$2,400
3.8% YoY Growth
1-Bed Rent
$2,000
5.3% YoY Growth
2-Bed Rent
$2,600
4.1% YoY Growth
3-Bed Rent
$4,000
13.7% YoY Growth

Property Listings — Wayne, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Wayne, NJ is 32. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$699,0005.0%
Listing Count
13819.0%
Listings as % of Homes0.4%19.0%
Days on Market
320.0%
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Demographics — Wayne, NJ

As of the latest ACS Survey released in 2023, Wayne, NJ has a population of 54,100, which has remained stable by -0.1% over the past 5 years. Wayne, NJ is a moderately popular place for families, as children make up 21.6% of the population. The area has a highly educated workforce, with 56.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
54,100-0.1%
% Under 18
21.6%6.9%
% Seniors
19.2%2.7%
% WFH
18.4%283.3%
% w/ College Degree
56.8%11.2%
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As of the latest ACS Survey released in 2023, Wayne, NJ is a predominantly white area, with 72.4% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Wayne, NJ is hispanic, making up 12.5% of the population. Foreign-born residents account for 19.9% of the population in Wayne, NJ, and this percentage has increased by 0.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
72.4%-4.6%
% Black
2.9%52.6%
% Hispanic
12.5%0.8%
% Asian
8.9%0.0%
% Foreign Born
19.9%0.5%
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Mortgage and Risk — Wayne, NJ

According to HUD data as of 2023, there were 831 mortgage originations in Wayne, NJ, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Wayne, NJ. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
831
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Wayne, NJ

As of 2024, the percent of homes in Wayne, NJ under the Section 8 program is 12.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Wayne, NJ, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
484
Total Units Section 8
484
% Rentals under Section 8
12.1%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$10$2,000$2,010
2 Bedroom-$300$2,600$2,300
3 Bedroom-$1,170$4,000$2,830
4 Bedroom-$370$3,950$3,580

Affordability — Wayne, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$717,000
Median Household Income$152,000

Wayne, NJ — ZIP Code Boundary Map

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Frequently Asked Questions