Saddle Brook, NJ—07663
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saddle Brook, NJ
As of Oct '25, the median home price in Saddle Brook, NJ is $640,000, with a year-over-year change of 4.7%. This indicates that home prices in Saddle Brook, NJ are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $640,000 | 4.7% |
| Single Family | $646,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $543,000 | 5.2% |
3 Bed | $641,000 | 4.2% |
4 Bed | $724,000 | 3.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saddle Brook, NJ
As of July '25, Rentcast reports the average rent in Saddle Brook, NJ is $2,900, with a year-over-year rent change of 1.4%. Per bedroom, the median rent as of July '25 in Saddle Brook, NJ is 1-bedrooms: $1,910, 2-bedrooms: $2,780, 3-bedrooms: $3,290, 4-bedrooms: $3,780. The most common rental property sizes in Saddle Brook, NJ are 1-bedroom and 2-bedroom, accounting for 43.0% and 31.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,850 | $2,900 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,700 | $1,910 |
| 2 Bed Rent | $2,600 | $2,780 |
| 3 Bed Rent | $3,500 | $3,290 |
| 4 Bed Rent | $3,000 | $3,780 |
% of Rental Stock
Property Listings — Saddle Brook, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Saddle Brook, NJ is 19. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $598,000 | 9.0% |
Listing Count | 21 | -19.0% |
| Listings as % of Homes | 0.2% | -19.0% |
Days on Market | 19 | -20.0% |
Demographics — Saddle Brook, NJ
As of the latest ACS Survey released in 2023, Saddle Brook, NJ has a population of 14,300, which has increased by 3.1% over the past 5 years. Saddle Brook, NJ is a moderately popular place for families, as children make up 19.6% of the population. The area has a moderately educated workforce, with 36.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,300 | 3.1% |
% Under 18 | 19.6% | 7.7% |
% Seniors | 19.1% | 6.1% |
% WFH | 14.3% | 472.0% |
% w/ College Degree | 36.3% | 4.9% |
As of the latest ACS Survey released in 2023, Saddle Brook, NJ is a predominantly white area, with 60.8% of the population identifying as white. The white population has shrunk by 14.2% in the last 5 years. The second most common race or ethnicity in Saddle Brook, NJ is hispanic, making up 23.9% of the population. Foreign-born residents account for 24.2% of the population in Saddle Brook, NJ, and this percentage has increased by 3.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.8% | -14.2% |
% Black | 3.7% | -9.8% |
% Hispanic | 23.9% | 46.6% |
% Asian | 8.0% | -2.4% |
% Foreign Born | 24.2% | 3.9% |
Mortgage and Risk — Saddle Brook, NJ
According to HUD data as of 2023, there were 161 mortgage originations in Saddle Brook, NJ, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Saddle Brook, NJ. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 161 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Saddle Brook, NJ
As of 2024, the percent of homes in Saddle Brook, NJ under the Section 8 program is 5.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Saddle Brook, NJ, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 102 |
Total Units Section 8 | 102 |
% Rentals under Section 8 | 5.3% |
% Occupied Section 8 | 96.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $380 | $1,700 | $2,080 |
| 2 Bedroom | -$210 | $2,600 | $2,390 |
| 3 Bedroom | -$560 | $3,500 | $2,940 |
| 4 Bedroom | $720 | $3,000 | $3,720 |
Affordability — Saddle Brook, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $640,000 |
| Median Household Income | $126,000 |