Atlantic Highlands, NJ—07716
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Atlantic Highlands, NJ
As of Oct '25, the median home price in Atlantic Highlands, NJ is $790,000, with a year-over-year change of 2.2%. This indicates that home prices in Atlantic Highlands, NJ are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $790,000 | 2.2% |
| Single Family | $817,000 | 1.9% |
| Condos | $332,000 | 2.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $590,000 | 4.2% |
3 Bed | $739,000 | 1.9% |
4 Bed | $951,000 | 1.7% |
| 5 Bed | $1,263,000 | 2.1% |
% of Housing Stock
Rental Trends — Atlantic Highlands, NJ
As of July '25, Rentcast reports the average rent in Atlantic Highlands, NJ is $2,680, with a year-over-year rent change of -6.9%. Per bedroom, the median rent as of July '25 in Atlantic Highlands, NJ is studios: $1,950, 1-bedrooms: $2,260, 2-bedrooms: $2,920, 3-bedrooms: $3,850, 4-bedrooms: $4,500. The most common rental property sizes in Atlantic Highlands, NJ are 1-bedroom and 2-bedroom, accounting for 52.1% and 29.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,680 |
| Studio Rent | $1,900 | $1,950 |
| 1 Bed Rent | $2,350 | $2,260 |
| 2 Bed Rent | $2,750 | $2,920 |
| 3 Bed Rent | $2,800 | $3,850 |
| 4 Bed Rent | $4,500 | $4,500 |
% of Rental Stock
Property Listings — Atlantic Highlands, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Atlantic Highlands, NJ is 42. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $958,000 | -41.0% |
Listing Count | 29 | -29.0% |
| Listings as % of Homes | 0.5% | -29.0% |
Days on Market | 42 | 10.0% |
Demographics — Atlantic Highlands, NJ
As of the latest ACS Survey released in 2023, Atlantic Highlands, NJ has a population of 8,530, which has increased by 2.4% over the past 5 years. Atlantic Highlands, NJ is a moderately popular place for families, as children make up 18.0% of the population. The area has a highly educated workforce, with 46.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,530 | 2.4% |
% Under 18 | 18.0% | 4.7% |
% Seniors | 22.9% | 23.8% |
% WFH | 16.8% | 97.6% |
% w/ College Degree | 46.7% | -9.7% |
As of the latest ACS Survey released in 2023, Atlantic Highlands, NJ is a predominantly white area, with 87.1% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Atlantic Highlands, NJ is hispanic, making up 4.1% of the population. Foreign-born residents account for 7.6% of the population in Atlantic Highlands, NJ, and this percentage has decreased by 2.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.1% | -3.7% |
% Black | 3.2% | 6.7% |
% Hispanic | 4.1% | -19.6% |
% Asian | 2.8% | 300.0% |
% Foreign Born | 7.6% | -2.6% |
Mortgage and Risk — Atlantic Highlands, NJ
According to HUD data as of 2023, there were 182 mortgage originations in Atlantic Highlands, NJ, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Atlantic Highlands, NJ. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 182 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Atlantic Highlands, NJ
As of 2024, the percent of homes in Atlantic Highlands, NJ under the Section 8 program is 2.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Atlantic Highlands, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 100 |
Total Units Section 8 | 35 |
% Rentals under Section 8 | 2.9% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$710 | $2,350 | $1,640 |
| 2 Bedroom | -$730 | $2,750 | $2,020 |
| 3 Bedroom | -$110 | $2,800 | $2,690 |
| 4 Bedroom | -$1,510 | $4,500 | $2,990 |
Affordability — Atlantic Highlands, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $790,000 |
| Median Household Income | $124,000 |