Eatontown, NJ07724

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$661,000
2.6% YoY Growth
Median Household Income
$99,200
25.4% 5-Year Growth
Days on Market
53
30.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$3,100
29.2% YoY Growth
1-Bed Rent
$2,040
4.7% YoY Growth
2-Bed Rent
$3,100
8.5% YoY Growth
3-Bed Rent
$4,700
16.0% YoY Growth

Property Listings — Eatontown, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Eatontown, NJ is 53. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 5.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$939,00038.0%
Listing Count
836.0%
Listings as % of Homes0.6%6.0%
Days on Market
5330.0%
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Demographics — Eatontown, NJ

As of the latest ACS Survey released in 2023, Eatontown, NJ has a population of 23,800, which has increased by 12.9% over the past 5 years. Eatontown, NJ is a moderately popular place for families, as children make up 18.3% of the population. The area has a moderately educated workforce, with 44.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,80012.9%
% Under 18
18.3%-6.6%
% Seniors
18.4%8.2%
% WFH
13.1%84.5%
% w/ College Degree
44.8%12.8%
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As of the latest ACS Survey released in 2023, Eatontown, NJ is a predominantly white area, with 63.9% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Eatontown, NJ is hispanic, making up 13.2% of the population. Foreign-born residents account for 19.5% of the population in Eatontown, NJ, and this percentage has increased by 29.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
63.9%-6.4%
% Black
7.9%-36.8%
% Hispanic
13.2%10.0%
% Asian
9.6%71.4%
% Foreign Born
19.5%29.1%
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Mortgage and Risk — Eatontown, NJ

According to HUD data as of 2023, there were 377 mortgage originations in Eatontown, NJ, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Eatontown, NJ. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
377
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Eatontown, NJ

As of 2024, the percent of homes in Eatontown, NJ under the Section 8 program is 16.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Eatontown, NJ, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
489
Total Units Section 8
485
% Rentals under Section 8
16.4%
% Occupied Section 8
88.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$540$2,040$1,500
2 Bedroom-$1,250$3,100$1,850
3 Bedroom-$2,240$4,700$2,460
4 Bedroom$140$2,600$2,740

Affordability — Eatontown, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.7
Median Home Price$661,000
Median Household Income$99,200

Eatontown, NJ — ZIP Code Boundary Map

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Frequently Asked Questions