Lincroft, NJ—07738
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lincroft, NJ
As of Oct '25, the median home price in Lincroft, NJ is $977,000, with a year-over-year change of 2.4%. This indicates that home prices in Lincroft, NJ are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $977,000 | 2.4% |
| Single Family | $980,000 | 2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $832,000 | 3.5% |
4 Bed | $1,007,000 | 2.5% |
| 5 Bed | $1,214,000 | 3.6% |
% of Housing Stock
Rental Trends — Lincroft, NJ
As of July '25, Rentcast reports the average rent in Lincroft, NJ is $3,000, with a year-over-year rent change of -18.3%. Per bedroom, the median rent as of July '25 in Lincroft, NJ is 2-bedrooms: $2,900, 3-bedrooms: $3,300. The most common rental property sizes in Lincroft, NJ are 1-bedroom and 3-bedroom, accounting for 79.3% and 7.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,900 | $3,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,900 | $2,900 |
| 3 Bed Rent | $3,300 | $3,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lincroft, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Lincroft, NJ is 26. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $981,000 | -2.0% |
Listing Count | 15 | -33.0% |
| Listings as % of Homes | 0.9% | -33.0% |
Days on Market | 26 | 31.0% |
Demographics — Lincroft, NJ
As of the latest ACS Survey released in 2023, Lincroft, NJ has a population of 6,900, which has increased by 9.4% over the past 5 years. Lincroft, NJ is a popular place for families, as children make up 25.6% of the population. The area has a highly educated workforce, with 62.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,900 | 9.4% |
% Under 18 | 25.6% | 1.2% |
% Seniors | 17.3% | -7.0% |
% WFH | 20.5% | 302.0% |
% w/ College Degree | 62.4% | 11.0% |
As of the latest ACS Survey released in 2023, Lincroft, NJ is a predominantly white area, with 84.6% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Lincroft, NJ is hispanic, making up 6.5% of the population. Foreign-born residents account for 7.7% of the population in Lincroft, NJ, and this percentage has decreased by 23.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.6% | -5.9% |
% Black | 1.2% | -36.8% |
% Hispanic | 6.5% | 27.5% |
% Asian | 3.9% | -7.1% |
% Foreign Born | 7.7% | -23.0% |
Mortgage and Risk — Lincroft, NJ
According to HUD data as of 2023, there were 149 mortgage originations in Lincroft, NJ, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Lincroft, NJ. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 149 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Lincroft, NJ
Lincroft, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 208 |
Total Units Section 8 | 208 |
% Rentals under Section 8 | 73.3% |
% Occupied Section 8 | 95.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | -$1,820 | $2,900 | $1,080 |
| 3 Bedroom | -$1,860 | $3,300 | $1,440 |
| 4 Bedroom | N/A | N/A | $1,600 |
Affordability — Lincroft, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $977,000 |
| Median Household Income | $169,000 |