Little Silver, NJ—07739
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Little Silver, NJ
As of Oct '25, the median home price in Little Silver, NJ is $1,072,000, with a year-over-year change of 3.3%. This indicates that home prices in Little Silver, NJ are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,072,000 | 3.3% |
| Single Family | $1,083,000 | 2.7% |
| Condos | $916,000 | 5.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $685,000 | 0.9% |
3 Bed | $930,000 | 2.5% |
4 Bed | $1,195,000 | 3.5% |
| 5 Bed | $1,869,000 | 4.4% |
% of Housing Stock
Rental Trends — Little Silver, NJ
As of July '25, Rentcast reports the average rent in Little Silver, NJ is $4,800, with a year-over-year rent change of 9.3%. Per bedroom, the median rent as of July '25 in Little Silver, NJ is 2-bedrooms: $4,000, 3-bedrooms: $4,420, 4-bedrooms: $5,780. The most common rental property sizes in Little Silver, NJ are 2-bedroom and 3-bedroom, accounting for 64.9% and 19.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,500 | $4,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $4,000 | $4,000 |
| 3 Bed Rent | $4,500 | $4,420 |
| 4 Bed Rent | $5,750 | $5,780 |
% of Rental Stock
Property Listings — Little Silver, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Little Silver, NJ is 32. This is a decrease of -35.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $975,000 | 24.0% |
Listing Count | 12 | -40.0% |
| Listings as % of Homes | 0.8% | -40.0% |
Days on Market | 32 | -35.0% |
Demographics — Little Silver, NJ
As of the latest ACS Survey released in 2023, Little Silver, NJ has a population of 6,100, which has increased by 4.0% over the past 5 years. Little Silver, NJ is a moderately popular place for families, as children make up 23.6% of the population. The area has a highly educated workforce, with 79.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,100 | 4.0% |
% Under 18 | 23.6% | -12.9% |
% Seniors | 18.4% | -6.1% |
% WFH | 26.7% | 130.2% |
% w/ College Degree | 79.8% | 15.5% |
As of the latest ACS Survey released in 2023, Little Silver, NJ is a predominantly white area, with 96.7% of the population identifying as white. The white population has grown by 3.4% in the last 5 years. The second most common race or ethnicity in Little Silver, NJ is hispanic, making up 1.5% of the population. Foreign-born residents account for 3.9% of the population in Little Silver, NJ, and this percentage has decreased by 51.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.7% | 3.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 1.5% | -71.2% |
% Asian | 0.6% | -25.0% |
% Foreign Born | 3.9% | -51.2% |
Mortgage and Risk — Little Silver, NJ
According to HUD data as of 2023, there were 136 mortgage originations in Little Silver, NJ, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 41.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Little Silver, NJ. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 136 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Little Silver, NJ
Little Silver, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,210 |
| 2 Bedroom | -$1,270 | $4,000 | $2,730 |
| 3 Bedroom | -$870 | $4,500 | $3,630 |
| 4 Bedroom | -$1,710 | $5,750 | $4,040 |
Affordability — Little Silver, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $1,072,000 |
| Median Household Income | $221,000 |