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Neptune Township, NJ—07756

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$912,000
3.0% YoY Growth
Household Income
$74,400
21.6% YoY Growth
Days on Market
47
27.0% Shorter YoY
Home Price Forecast
2.2%
Median Rent
$2,500
7.8% YoY Growth
1-Bed Rent
$1,750
15.8% YoY Growth
2-Bed Rent
$2,250
25.2% YoY Growth
3-Bed Rent
$2,800
3.4% YoY Growth

Other Zip Codes in Neptune Township, NJ

07753
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Neptune Township, NJ

As of Dec '25, the median home price in Neptune Township, NJ is $912,000, with a year-over-year change of 3.0%. This indicates that home prices in Neptune Township, NJ are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$912,0003.0%
Single Family $970,0003.2%
Condos $611,0004.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $527,000
    4.8%
    2 Bed
    		$752,0001.5%
    3 Bed
    		$948,0002.6%
    4 Bed
    		$1,113,0003.6%
    5 Bed $1,360,6215.7%
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    % of Housing Stock

    Studio
    4.7%
    1 Bedroom
    21.3%
    2 Bedrooms
    22.1%
    3 Bedrooms
    24.6%
    4 Bedrooms
    19.5%
    5+ Bedrooms
    7.7%

    Rental Trends — Neptune Township, NJ

    As of July '25, Rentcast reports the average rent in Neptune Township, NJ is $3,320, with a year-over-year rent change of 7.8%. Per bedroom, the median rent as of July '25 in Neptune Township, NJ is studios: $1,550, 1-bedrooms: $1,700, 2-bedrooms: $2,780, 3-bedrooms: $3,050, 4-bedrooms: $4,180. The most common rental property sizes in Neptune Township, NJ are 1-bedroom and 2-bedroom, accounting for 34.0% and 26.6% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,500$3,320
    Studio Rent $1,550$1,550
    1 Bed Rent $1,750$1,700
    2 Bed Rent $2,250$2,780
    3 Bed Rent $2,800$3,050
    4 Bed Rent $3,750$4,180
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    % of Rental Stock

    Studio
    14.4%
    1 Bedroom
    34.0%
    2 Bedrooms
    26.6%
    3 Bedrooms
    14.7%
    4 Bedrooms
    7.0%
    5+ Bedrooms
    3.2%

    Property Listings — Neptune Township, NJ

    As of Dec '25, Realtor.com reports that the median days on market for a home in Neptune Township, NJ is 32. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$912,0008.0%
    Listing Count
    		2525.0%
    Listings as % of Homes0.4%25.0%
    Days on Market
    		47-27.0%
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    Demographics — Neptune Township, NJ

    As of the latest ACS Survey released in 2023, Neptune Township, NJ has a population of 3,030, which has decreased by -3.2% over the past 5 years. Neptune Township, NJ is a less popular place for families, as children make up 2.8% of the population. The area has a highly educated workforce, with 64.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		3,030-3.2%
    % Under 18
    		2.8%-20.0%
    % Seniors
    		36.5%27.6%
    % WFH
    		23.9%117.3%
    % w/ College Degree
    		64.3%7.7%
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    As of the latest ACS Survey released in 2023, Neptune Township, NJ is a predominantly white area, with 86.4% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Neptune Township, NJ is hispanic, making up 8.9% of the population. Foreign-born residents account for 11.6% of the population in Neptune Township, NJ, and this percentage has increased by 75.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		86.4%-5.4%
    % Black
    		1.5%-11.8%
    % Hispanic
    		8.9%61.8%
    % Asian
    		2.1%40.0%
    % Foreign Born
    		11.6%75.8%
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    Mortgage and Risk — Neptune Township, NJ

    According to HUD data as of 2023, there were 49 mortgage originations in Neptune Township, NJ, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Neptune Township, NJ. Investor activity is low, as 8.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		49
    % Conventional Loans
    		96.0%
    % Government Loans
    		4.0%
    % Investor Loans
    		8.0%
    % Second Loans
    		51.0%
    % Cash Out Refinance
    		8.0%
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    Rentals and Section 8 — Neptune Township, NJ

    As of 2024, the percent of homes in Neptune Township, NJ under the Section 8 program is 4.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Neptune Township, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    		27
    Total Units Section 8
    		27
    % Rentals under Section 8
    		4.4%
    % Occupied Section 8
    		84.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$420$1,750$1,330
    2 Bedroom-$610$2,250$1,640
    3 Bedroom-$620$2,800$2,180
    4 Bedroom-$1,320$3,750$2,430

    Affordability — Neptune Township, NJ

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio10.5
    Median Home Price$912,000
    Median Household Income$74,400

    Neptune Township, NJ — ZIP Code Boundary Map

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    Frequently Asked Questions