Dover, NJ07801

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$498,000
1.6% YoY Growth
Median Household Income
$78,100
9.2% 5-Year Growth
Days on Market
56
32.0% Longer than last year
Home Price Forecast
1.1%
Median Rent
$2,200
0.8% YoY Growth
1-Bed Rent
$1,880
7.9% YoY Growth
2-Bed Rent
$2,300
4.8% YoY Growth
3-Bed Rent
$2,650
9.6% YoY Growth

Property Listings — Dover, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Dover, NJ is 56. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$502,0006.0%
Listing Count
3522.0%
Listings as % of Homes0.2%22.0%
Days on Market
5632.0%
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Demographics — Dover, NJ

As of the latest ACS Survey released in 2023, Dover, NJ has a population of 26,700, which has increased by 6.8% over the past 5 years. Dover, NJ is a moderately popular place for families, as children make up 20.5% of the population. The area has a poorly educated workforce, with 22.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,7006.8%
% Under 18
20.5%-10.1%
% Seniors
12.9%21.7%
% WFH
9.0%210.3%
% w/ College Degree
22.1%1.4%
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As of the latest ACS Survey released in 2023, Dover, NJ is a predominantly hispanic area, with 64.9% of the population identifying as hispanic. The hispanic population has grown by 11.9% in the last 5 years. The second most common race or ethnicity in Dover, NJ is white, making up 22.2% of the population. Foreign-born residents account for 46.3% of the population in Dover, NJ, and this percentage has increased by 11.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
22.2%-23.4%
% Black
5.6%-28.2%
% Hispanic
64.9%11.9%
% Asian
4.2%0.0%
% Foreign Born
46.3%11.8%
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Mortgage and Risk — Dover, NJ

According to HUD data as of 2023, there were 174 mortgage originations in Dover, NJ, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Dover, NJ. Investor activity is low, as 6.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
174
% Conventional Loans
78.0%
% Government Loans
22.0%
% Investor Loans
6.0%
% Second Loans
0.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Dover, NJ

As of 2024, the percent of homes in Dover, NJ under the Section 8 program is 8.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Dover, NJ, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
507
Total Units Section 8
371
% Rentals under Section 8
8.0%
% Occupied Section 8
95.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$140$1,880$2,020
2 Bedroom$140$2,300$2,440
3 Bedroom$420$2,650$3,070
4 Bedroom-$510$4,000$3,490

Affordability — Dover, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.4
Median Home Price$498,000
Median Household Income$78,100

Dover, NJ — ZIP Code Boundary Map

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Frequently Asked Questions