Columbia, NJ—07832
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Columbia, NJ
As of Oct '25, the median home price in Columbia, NJ is $450,000, with a year-over-year change of 3.8%. This indicates that home prices in Columbia, NJ are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $450,000 | 3.8% |
| Single Family | $451,000 | 3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $440,000 | 5.3% |
4 Bed | $554,000 | 6.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Columbia, NJ
As of July '25, Rentcast reports the average rent in Columbia, NJ is $1,600, with a year-over-year rent change of -27.3%. Per bedroom, the median rent as of July '25 in Columbia, NJ is 1-bedrooms: $1,450, 2-bedrooms: $1,500, 3-bedrooms: $1,850. The most common rental property sizes in Columbia, NJ are 2-bedroom and 3-bedroom, accounting for 51.9% and 33.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,450 | $1,450 |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | $1,850 | $1,850 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Columbia, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Columbia, NJ is 52. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $488,000 | 1.0% |
Listing Count | 21 | 11.0% |
| Listings as % of Homes | 0.9% | 11.0% |
Days on Market | 52 | 12.0% |
Demographics — Columbia, NJ
As of the latest ACS Survey released in 2023, Columbia, NJ has a population of 3,460, which has decreased by -4.8% over the past 5 years. Columbia, NJ is a moderately popular place for families, as children make up 23.9% of the population. The area has a moderately educated workforce, with 36.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,460 | -4.8% |
% Under 18 | 23.9% | 29.9% |
% Seniors | 17.3% | -4.9% |
% WFH | 16.0% | 240.4% |
% w/ College Degree | 36.0% | 13.2% |
As of the latest ACS Survey released in 2023, Columbia, NJ is a predominantly white area, with 88.6% of the population identifying as white. The white population has grown by 1.3% in the last 5 years. The second most common race or ethnicity in Columbia, NJ is hispanic, making up 7.0% of the population. Foreign-born residents account for 3.4% of the population in Columbia, NJ, and this percentage has decreased by 61.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.6% | 1.3% |
% Black | 0.6% | -68.4% |
% Hispanic | 7.0% | 12.9% |
% Asian | 0.4% | -85.7% |
% Foreign Born | 3.4% | -61.8% |
Mortgage and Risk — Columbia, NJ
According to HUD data as of 2023, there were 144 mortgage originations in Columbia, NJ, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Columbia, NJ. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 144 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Columbia, NJ
Columbia, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 18 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 10.5% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $70 | $1,450 | $1,520 |
| 2 Bedroom | $340 | $1,500 | $1,840 |
| 3 Bedroom | $510 | $1,850 | $2,360 |
| 4 Bedroom | N/A | N/A | $2,750 |
Affordability — Columbia, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $450,000 |
| Median Household Income | $104,000 |