Rockaway, NJ07866

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$556,000
4.1% YoY Growth
Median Household Income
$124,000
17.1% 5-Year Growth
Days on Market
45
1.0% Shorter than last year
Home Price Forecast
1.4%
Median Rent
$2,500
13.6% YoY Growth
1-Bed Rent
$1,900
8.1% YoY Growth
2-Bed Rent
$2,450
6.8% YoY Growth
3-Bed Rent
$3,500
16.1% YoY Growth

Property Listings — Rockaway, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Rockaway, NJ is 45. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$567,0004.0%
Listing Count
78-4.0%
Listings as % of Homes0.8%-4.0%
Days on Market
45-1.0%
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Demographics — Rockaway, NJ

As of the latest ACS Survey released in 2023, Rockaway, NJ has a population of 22,600, which has remained stable by -0.9% over the past 5 years. Rockaway, NJ is a moderately popular place for families, as children make up 20.1% of the population. The area has a highly educated workforce, with 50.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,600-0.9%
% Under 18
20.1%-5.2%
% Seniors
19.5%8.9%
% WFH
22.2%226.5%
% w/ College Degree
50.2%1.0%
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As of the latest ACS Survey released in 2023, Rockaway, NJ is a predominantly white area, with 74.4% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Rockaway, NJ is hispanic, making up 15.9% of the population. Foreign-born residents account for 14.4% of the population in Rockaway, NJ, and this percentage has decreased by 12.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
74.4%-2.7%
% Black
1.0%-78.3%
% Hispanic
15.9%37.1%
% Asian
5.6%-6.7%
% Foreign Born
14.4%-12.7%
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Mortgage and Risk — Rockaway, NJ

According to HUD data as of 2023, there were 439 mortgage originations in Rockaway, NJ, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Rockaway, NJ. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
439
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Rockaway, NJ

As of 2024, the percent of homes in Rockaway, NJ under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Rockaway, NJ, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
74
Total Units Section 8
35
% Rentals under Section 8
1.8%
% Occupied Section 8
96.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$110$1,900$2,010
2 Bedroom-$20$2,450$2,430
3 Bedroom-$440$3,500$3,060
4 Bedroom-$20$3,500$3,480

Affordability — Rockaway, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$556,000
Median Household Income$124,000

Rockaway, NJ — ZIP Code Boundary Map

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Frequently Asked Questions