Morristown, NJ07960

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$858,000
3.6% YoY Growth
Median Household Income
$149,000
26.0% 5-Year Growth
Days on Market
31
10.0% Shorter than last year
Home Price Forecast
1.2%
Median Rent
$3,250
1.1% YoY Growth
1-Bed Rent
$2,470
13.9% YoY Growth
2-Bed Rent
$3,400
7.1% YoY Growth
3-Bed Rent
$4,000
5.9% YoY Growth

Property Listings — Morristown, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Morristown, NJ is 31. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$917,0001.0%
Listing Count
97-9.0%
Listings as % of Homes0.4%-9.0%
Days on Market
31-10.0%
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Demographics — Morristown, NJ

As of the latest ACS Survey released in 2023, Morristown, NJ has a population of 46,200, which has increased by 2.8% over the past 5 years. Morristown, NJ is a moderately popular place for families, as children make up 19.1% of the population. The area has a highly educated workforce, with 67.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
46,2002.8%
% Under 18
19.1%7.3%
% Seniors
17.5%0.0%
% WFH
21.4%151.8%
% w/ College Degree
67.6%4.5%
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As of the latest ACS Survey released in 2023, Morristown, NJ is a predominantly white area, with 67.4% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Morristown, NJ is hispanic, making up 17.4% of the population. Foreign-born residents account for 14.7% of the population in Morristown, NJ, and this percentage has decreased by 25.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
67.4%-3.3%
% Black
6.0%-7.7%
% Hispanic
17.4%3.6%
% Asian
4.7%-9.6%
% Foreign Born
14.7%-25.4%
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Mortgage and Risk — Morristown, NJ

According to HUD data as of 2023, there were 602 mortgage originations in Morristown, NJ, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Morristown, NJ. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
602
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Morristown, NJ

As of 2024, the percent of homes in Morristown, NJ under the Section 8 program is 9.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Morristown, NJ, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
798
Total Units Section 8
798
% Rentals under Section 8
9.2%
% Occupied Section 8
90.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$70$2,470$2,540
2 Bedroom-$330$3,400$3,070
3 Bedroom-$130$4,000$3,870
4 Bedroom-$1,300$5,700$4,400

Affordability — Morristown, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$858,000
Median Household Income$149,000

Morristown, NJ — ZIP Code Boundary Map

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Frequently Asked Questions