Atco, NJ 08004 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Atco, NJ—08004

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$346,000

4.7% YoY Growth

Household Income

$107,000

17.6% YoY Growth

Days on Market

29.0% Longer YoY

Home Price Forecast

2.1%

Median Rent

$2,250

8.2% YoY Growth

1-Bed Rent

$919

N/A

2-Bed Rent

$1,680

4.8% YoY Growth

3-Bed Rent

$2,250

3.9% YoY Growth

Home Price Trends — Atco, NJ

As of Dec '25, the median home price in Atco, NJ is $346,000, with a year-over-year change of 4.7%. This indicates that home prices in Atco, NJ are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$346,000	4.7%
Single Family	$347,000	4.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Atco, NJ

As of July '25, Rentcast reports the average rent in Atco, NJ is $2,340, with a year-over-year rent change of -8.2%. Per bedroom, the median rent as of July '25 in Atco, NJ is 1-bedrooms: $1,130, 2-bedrooms: $2,190, 3-bedrooms: $2,400, 4-bedrooms: $3,600. The most common rental property sizes in Atco, NJ are 2-bedroom and 1-bedroom, accounting for 36.4% and 34.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,250	$2,340
Studio Rent	N/A	N/A
1 Bed Rent	$919	$1,130
2 Bed Rent	$1,680	$2,190
3 Bed Rent	$2,250	$2,400
4 Bed Rent	$3,450	$3,600

Loading chart...

% of Rental Stock

1 Bedroom

34.5%

2 Bedrooms

36.4%

3 Bedrooms

21.4%

4 Bedrooms

7.7%

Property Listings — Atco, NJ

As of Dec '25, Realtor.com reports that the median days on market for a home in Atco, NJ is 47. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$386,000	6.0%
Listing Count	38	28.0%
Listings as % of Homes	0.7%	28.0%
Days on Market	62	29.0%

Loading chart...

Demographics — Atco, NJ

As of the latest ACS Survey released in 2023, Atco, NJ has a population of 10,900, which has decreased by -10.6% over the past 5 years. Atco, NJ is a moderately popular place for families, as children make up 15.2% of the population. The area has a moderately educated workforce, with 28.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	10,900	-10.6%
% Under 18	15.2%	-25.1%
% Seniors	18.0%	13.9%
% WFH	7.4%	208.3%
% w/ College Degree	28.2%	20.0%

Loading chart...

As of the latest ACS Survey released in 2023, Atco, NJ is a predominantly white area, with 74.8% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Atco, NJ is black, making up 11.6% of the population. Foreign-born residents account for 1.9% of the population in Atco, NJ, and this percentage has decreased by 71.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	74.8%	-5.3%
% Black	11.6%	19.6%
% Hispanic	9.4%	62.1%
% Asian	0.7%	-63.2%
% Foreign Born	1.9%	-71.6%

Loading chart...

Mortgage and Risk — Atco, NJ

According to HUD data as of 2023, there were 294 mortgage originations in Atco, NJ, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Atco, NJ. Investor activity is low, as 1.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	294
% Conventional Loans	67.0%
% Government Loans	33.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	18.0%

Loading chart...

Rentals and Section 8 — Atco, NJ

As of 2024, the percent of homes in Atco, NJ under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Atco, NJ, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	8
Total Units Section 8	8
% Rentals under Section 8	1.4%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$791	$919	$1,710
2 Bedroom	$380	$1,680	$2,060
3 Bedroom	$240	$2,250	$2,490
4 Bedroom	-$580	$3,450	$2,870

Atco, NJ—08004

Key Metrics at a Glance

Home Price Trends — Atco, NJ

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Atco, NJ

% of Rental Stock

Property Listings — Atco, NJ

Demographics — Atco, NJ

Race and Ethnicity

Mortgage and Risk — Atco, NJ

Mortgages

Rentals and Section 8 — Atco, NJ

Section 8 Market Size

Section 8 Opportunity

Affordability — Atco, NJ

Home Price to Income Ratio

Atco, NJ — ZIP Code Boundary Map

Nearby ZIP Codes

Waterford Works, NJ

Berlin, NJ

West Berlin, NJ

Medford Township, NJ

Evesham Township, NJ

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.6
Median Home Price	$346,000
Median Household Income	$107,000

Atco, NJ—08004

Key Metrics at a Glance

Home Price Trends — Atco, NJ

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Atco, NJ

% of Rental Stock

Property Listings — Atco, NJ

Demographics — Atco, NJ

Race and Ethnicity

Mortgage and Risk — Atco, NJ

Mortgages

Rentals and Section 8 — Atco, NJ

Section 8 Market Size

Section 8 Opportunity

Affordability — Atco, NJ

Home Price to Income Ratio

Atco, NJ — ZIP Code Boundary Map

Nearby ZIP Codes

Waterford Works, NJ

Berlin, NJ

West Berlin, NJ

Medford Township, NJ

Evesham Township, NJ

Frequently Asked Questions

What is the average home price in Atco, NJ 08004?

How have home prices in Atco, NJ 08004 changed over the past year?

What is the home price projection for Atco, NJ 08004?

What are the demographics of Atco, NJ 08004?

How long does it take homes to sell in Atco, NJ 08004?

What is the average rent price in Atco, NJ 08004?