Berlin, NJ08009

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$385,000
2.3% YoY Growth
Median Household Income
$102,000
22.8% 5-Year Growth
Days on Market
31
20.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$1,950
1.8% YoY Growth
1-Bed Rent
$1,600
26.5% YoY Growth
2-Bed Rent
$1,600
9.6% YoY Growth
3-Bed Rent
$3,000
11.4% YoY Growth

Property Listings — Berlin, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Berlin, NJ is 31. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$471,00021.0%
Listing Count
76105.0%
Listings as % of Homes0.6%105.0%
Days on Market
3120.0%
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Demographics — Berlin, NJ

As of the latest ACS Survey released in 2023, Berlin, NJ has a population of 15,000, which has increased by 14.3% over the past 5 years. Berlin, NJ is a moderately popular place for families, as children make up 21.6% of the population. The area has a moderately educated workforce, with 31.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,00014.3%
% Under 18
21.6%1.4%
% Seniors
17.8%7.2%
% WFH
8.3%84.4%
% w/ College Degree
31.3%-7.4%
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As of the latest ACS Survey released in 2023, Berlin, NJ is a predominantly white area, with 70.8% of the population identifying as white. The white population has shrunk by 9.1% in the last 5 years. The second most common race or ethnicity in Berlin, NJ is black, making up 13.2% of the population. Foreign-born residents account for 7.5% of the population in Berlin, NJ, and this percentage has increased by 108.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.8%-9.1%
% Black
13.2%16.8%
% Hispanic
9.2%87.8%
% Asian
2.2%-33.3%
% Foreign Born
7.5%108.3%
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Mortgage and Risk — Berlin, NJ

According to HUD data as of 2023, there were 173 mortgage originations in Berlin, NJ, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Berlin, NJ. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
173
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Berlin, NJ

As of 2024, the percent of homes in Berlin, NJ under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Berlin, NJ, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
7
Total Units Section 8
7
% Rentals under Section 8
0.5%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$1,600$1,620
2 Bedroom$330$1,600$1,930
3 Bedroom-$670$3,000$2,330
4 Bedroom-$10$2,650$2,640

Affordability — Berlin, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$385,000
Median Household Income$102,000

Berlin, NJ — ZIP Code Boundary Map

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Frequently Asked Questions