Magnolia, NJ08049

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$316,000
3.7% YoY Growth
Median Household Income
$94,600
54.4% 5-Year Growth
Days on Market
62
33.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$1,400
0.7% YoY Growth
1-Bed Rent
$1,400
7.0% YoY Growth
2-Bed Rent
$1,550
0.6% YoY Growth
3-Bed Rent
$1,600
13.5% YoY Growth

Property Listings — Magnolia, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Magnolia, NJ is 62. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$314,0004.0%
Listing Count
2374.0%
Listings as % of Homes0.6%74.0%
Days on Market
6233.0%
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Demographics — Magnolia, NJ

As of the latest ACS Survey released in 2023, Magnolia, NJ has a population of 5,270, which has decreased by -4.0% over the past 5 years. Magnolia, NJ is a moderately popular place for families, as children make up 21.3% of the population. The area has a moderately educated workforce, with 32.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,270-4.0%
% Under 18
21.3%4.9%
% Seniors
18.7%49.6%
% WFH
13.7%756.2%
% w/ College Degree
32.9%46.9%
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As of the latest ACS Survey released in 2023, Magnolia, NJ is a predominantly white area, with 59.2% of the population identifying as white. The white population has shrunk by 9.2% in the last 5 years. The second most common race or ethnicity in Magnolia, NJ is hispanic, making up 16.4% of the population. Foreign-born residents account for 5.8% of the population in Magnolia, NJ, and this percentage has increased by 31.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
59.2%-9.2%
% Black
14.2%-23.2%
% Hispanic
16.4%51.9%
% Asian
7.1%222.7%
% Foreign Born
5.8%31.8%
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Mortgage and Risk — Magnolia, NJ

According to HUD data as of 2023, there were 100 mortgage originations in Magnolia, NJ, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Magnolia, NJ. Investor activity is low, as 1.0% of loans were by investors. 25.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
100
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
25.0%

Loan Activity

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Rentals and Section 8 — Magnolia, NJ

As of 2024, the percent of homes in Magnolia, NJ under the Section 8 program is 3.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Magnolia, NJ, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
20
Total Units Section 8
20
% Rentals under Section 8
3.6%
% Occupied Section 8
99.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$80$1,400$1,320
2 Bedroom$20$1,550$1,570
3 Bedroom$290$1,600$1,890
4 Bedroom-$1,050$3,200$2,150

Affordability — Magnolia, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.7
Median Home Price$316,000
Median Household Income$94,600

Magnolia, NJ — ZIP Code Boundary Map

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Frequently Asked Questions