Mt Holly Township, NJ08060

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$396,000
2.1% YoY Growth
Median Household Income
$107,000
23.6% 5-Year Growth
Days on Market
39
17.0% Shorter than last year
Home Price Forecast
1.6%
Median Rent
$2,000
3.8% YoY Growth
1-Bed Rent
$1,520
12.2% YoY Growth
2-Bed Rent
$1,800
17.3% YoY Growth
3-Bed Rent
$2,800
5.6% YoY Growth

Property Listings — Mt Holly Township, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Mt Holly Township, NJ is 39. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$390,0002.0%
Listing Count
115-11.0%
Listings as % of Homes1.0%-11.0%
Days on Market
39-17.0%
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Demographics — Mt Holly Township, NJ

As of the latest ACS Survey released in 2023, Mt Holly Township, NJ has a population of 25,600, which has increased by 5.3% over the past 5 years. Mt Holly Township, NJ is a moderately popular place for families, as children make up 18.7% of the population. The area has a moderately educated workforce, with 37.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,6005.3%
% Under 18
18.7%-15.0%
% Seniors
14.3%22.2%
% WFH
12.1%266.7%
% w/ College Degree
37.6%4.4%
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As of the latest ACS Survey released in 2023, Mt Holly Township, NJ is a predominantly white area, with 49.4% of the population identifying as white. The white population has shrunk by 12.7% in the last 5 years. The second most common race or ethnicity in Mt Holly Township, NJ is black, making up 25.2% of the population. Foreign-born residents account for 11.0% of the population in Mt Holly Township, NJ, and this percentage has increased by 15.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
49.4%-12.7%
% Black
25.2%11.0%
% Hispanic
13.0%-0.8%
% Asian
4.2%2.4%
% Foreign Born
11.0%15.8%
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Mortgage and Risk — Mt Holly Township, NJ

According to HUD data as of 2023, there were 606 mortgage originations in Mt Holly Township, NJ, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Mt Holly Township, NJ. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
606
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Mt Holly Township, NJ

As of 2024, the percent of homes in Mt Holly Township, NJ under the Section 8 program is 4.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Mt Holly Township, NJ, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
96
Total Units Section 8
94
% Rentals under Section 8
4.0%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$120$1,520$1,640
2 Bedroom$150$1,800$1,950
3 Bedroom-$450$2,800$2,350
4 Bedroom-$130$2,800$2,670

Affordability — Mt Holly Township, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$396,000
Median Household Income$107,000

Mt Holly Township, NJ — ZIP Code Boundary Map

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Frequently Asked Questions