Stratford, NJ—08084
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stratford, NJ
As of Oct '25, the median home price in Stratford, NJ is $333,000, with a year-over-year change of 5.0%. This indicates that home prices in Stratford, NJ are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $333,000 | 5.0% |
| Single Family | $336,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $325,000 | 4.8% |
4 Bed | $365,000 | 3.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stratford, NJ
As of July '25, Rentcast reports the average rent in Stratford, NJ is $1,890, with a year-over-year rent change of -6.0%. Per bedroom, the median rent as of July '25 in Stratford, NJ is studios: $1,000, 1-bedrooms: $1,510, 3-bedrooms: $2,500, 4-bedrooms: $2,500. The most common rental property sizes in Stratford, NJ are 1-bedroom and 2-bedroom, accounting for 53.7% and 25.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,620 | $1,890 |
| Studio Rent | $1,000 | $1,000 |
| 1 Bed Rent | $1,600 | $1,510 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,400 | $2,500 |
| 4 Bed Rent | $2,500 | $2,500 |
% of Rental Stock
Property Listings — Stratford, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Stratford, NJ is 53. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $357,000 | 23.0% |
Listing Count | 15 | 57.0% |
| Listings as % of Homes | 0.6% | 57.0% |
Days on Market | 53 | -14.0% |
Demographics — Stratford, NJ
As of the latest ACS Survey released in 2023, Stratford, NJ has a population of 6,960, which has remained stable by 0.2% over the past 5 years. Stratford, NJ is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,960 | 0.2% |
% Under 18 | 21.9% | 10.1% |
% Seniors | 12.6% | -12.5% |
% WFH | 11.4% | 307.1% |
% w/ College Degree | 32.5% | -5.8% |
As of the latest ACS Survey released in 2023, Stratford, NJ is a predominantly white area, with 71.1% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Stratford, NJ is hispanic, making up 13.1% of the population. Foreign-born residents account for 9.8% of the population in Stratford, NJ, and this percentage has increased by 27.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.1% | -8.0% |
% Black | 8.0% | -18.4% |
% Hispanic | 13.1% | 125.9% |
% Asian | 3.2% | -40.7% |
% Foreign Born | 9.8% | 27.3% |
Mortgage and Risk — Stratford, NJ
According to HUD data as of 2023, there were 162 mortgage originations in Stratford, NJ, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Stratford, NJ. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 162 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Stratford, NJ
Stratford, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | 1.9% |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$350 | $1,600 | $1,250 |
| 2 Bedroom | N/A | N/A | $1,490 |
| 3 Bedroom | -$600 | $2,400 | $1,800 |
| 4 Bedroom | -$460 | $2,500 | $2,040 |
Affordability — Stratford, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $333,000 |
| Median Household Income | $101,000 |