Swedesboro, NJ—08085
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Swedesboro, NJ
As of Oct '25, the median home price in Swedesboro, NJ is $465,000, with a year-over-year change of 3.0%. This indicates that home prices in Swedesboro, NJ are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $465,000 | 3.0% |
| Single Family | $470,000 | 3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $344,000 | 2.7% |
3 Bed | $381,000 | 3.3% |
4 Bed | $582,000 | 2.6% |
| 5 Bed | $671,000 | 3.4% |
% of Housing Stock
Rental Trends — Swedesboro, NJ
As of July '25, Rentcast reports the average rent in Swedesboro, NJ is $2,690, with a year-over-year rent change of -6.6%. Per bedroom, the median rent as of July '25 in Swedesboro, NJ is 1-bedrooms: $2,190, 2-bedrooms: $1,930, 3-bedrooms: $2,940. The most common rental property sizes in Swedesboro, NJ are 2-bedroom and 3-bedroom, accounting for 43.6% and 37.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,950 | $2,690 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,800 | $2,190 |
| 2 Bed Rent | $1,900 | $1,930 |
| 3 Bed Rent | $3,000 | $2,940 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Swedesboro, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Swedesboro, NJ is 38. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $485,000 | 7.0% |
Listing Count | 69 | 13.0% |
| Listings as % of Homes | 0.6% | 13.0% |
Days on Market | 38 | 6.0% |
Demographics — Swedesboro, NJ
As of the latest ACS Survey released in 2023, Swedesboro, NJ has a population of 21,900, which has increased by 5.4% over the past 5 years. Swedesboro, NJ is a popular place for families, as children make up 30.1% of the population. The area has a highly educated workforce, with 46.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,900 | 5.4% |
% Under 18 | 30.1% | 6.0% |
% Seniors | 12.2% | 22.0% |
% WFH | 17.9% | 155.7% |
% w/ College Degree | 46.4% | -1.3% |
As of the latest ACS Survey released in 2023, Swedesboro, NJ is a predominantly white area, with 72.8% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Swedesboro, NJ is black, making up 13.9% of the population. Foreign-born residents account for 7.9% of the population in Swedesboro, NJ, and this percentage has increased by 2.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.8% | -3.3% |
% Black | 13.9% | 21.9% |
% Hispanic | 8.0% | 9.6% |
% Asian | 4.0% | 2.6% |
% Foreign Born | 7.9% | 2.6% |
Mortgage and Risk — Swedesboro, NJ
According to HUD data as of 2023, there were 541 mortgage originations in Swedesboro, NJ, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Swedesboro, NJ. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 541 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Swedesboro, NJ
Swedesboro, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 101 |
Total Units Section 8 | 101 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | 83.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $1,800 | $2,030 |
| 2 Bedroom | $520 | $1,900 | $2,420 |
| 3 Bedroom | -$80 | $3,000 | $2,920 |
| 4 Bedroom | N/A | N/A | $3,310 |
Affordability — Swedesboro, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $465,000 |
| Median Household Income | $137,000 |