Galloway, NJ08205

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$333,000
3.9% YoY Growth
Median Household Income
$88,600
36.6% 5-Year Growth
Days on Market
46
12.0% Longer than last year
Home Price Forecast
4.7%
Median Rent
$2,200
4.9% YoY Growth
1-Bed Rent
$1,700
3.7% YoY Growth
2-Bed Rent
$2,200
6.6% YoY Growth
3-Bed Rent
$2,500
2.6% YoY Growth

Property Listings — Galloway, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Galloway, NJ is 46. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$361,000-5.0%
Listing Count
1604.0%
Listings as % of Homes1.0%4.0%
Days on Market
4612.0%
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Demographics — Galloway, NJ

As of the latest ACS Survey released in 2023, Galloway, NJ has a population of 28,200, which has increased by 2.2% over the past 5 years. Galloway, NJ is a moderately popular place for families, as children make up 19.5% of the population. The area has a moderately educated workforce, with 35.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
28,2002.2%
% Under 18
19.5%4.3%
% Seniors
20.5%10.2%
% WFH
7.1%153.6%
% w/ College Degree
35.9%18.1%
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As of the latest ACS Survey released in 2023, Galloway, NJ is a predominantly white area, with 62.5% of the population identifying as white. The white population has grown by 2.8% in the last 5 years. The second most common race or ethnicity in Galloway, NJ is hispanic, making up 13.7% of the population. Foreign-born residents account for 17.2% of the population in Galloway, NJ, and this percentage has increased by 3.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
62.5%2.8%
% Black
7.4%-40.8%
% Hispanic
13.7%16.1%
% Asian
8.8%-24.8%
% Foreign Born
17.2%3.6%
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Mortgage and Risk — Galloway, NJ

According to HUD data as of 2023, there were 584 mortgage originations in Galloway, NJ, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Galloway, NJ. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
584
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Galloway, NJ

As of 2024, the percent of homes in Galloway, NJ under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Galloway, NJ, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
179
Total Units Section 8
165
% Rentals under Section 8
6.9%
% Occupied Section 8
86.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$50$1,700$1,650
2 Bedroom-$200$2,200$2,000
3 Bedroom$300$2,500$2,800
4 Bedroom-$910$4,000$3,090

Affordability — Galloway, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$333,000
Median Household Income$88,600

Galloway, NJ — ZIP Code Boundary Map

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Frequently Asked Questions