Egg Harbor City, NJ—08215
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Egg Harbor City, NJ
As of Oct '25, the median home price in Egg Harbor City, NJ is $331,000, with a year-over-year change of 3.0%. This indicates that home prices in Egg Harbor City, NJ are increasing. According to Zillow, the 1-year price projection is 4.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $331,000 | 3.0% |
| Single Family | $331,000 | 2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $265,000 | 2.7% |
3 Bed | $339,000 | 3.0% |
4 Bed | $404,000 | 3.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Egg Harbor City, NJ
As of July '25, Rentcast reports the average rent in Egg Harbor City, NJ is $2,280, with a year-over-year rent change of -2.1%. Per bedroom, the median rent as of July '25 in Egg Harbor City, NJ is 1-bedrooms: $1,480, 2-bedrooms: $2,100, 3-bedrooms: $2,390, 4-bedrooms: $3,000. The most common rental property sizes in Egg Harbor City, NJ are 2-bedroom and 1-bedroom, accounting for 38.0% and 30.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,280 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,350 | $1,480 |
| 2 Bed Rent | $1,700 | $2,100 |
| 3 Bed Rent | $2,400 | $2,390 |
| 4 Bed Rent | $3,000 | $3,000 |
% of Rental Stock
Property Listings — Egg Harbor City, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Egg Harbor City, NJ is 44. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $333,000 | 3.0% |
Listing Count | 50 | -3.0% |
| Listings as % of Homes | 0.7% | -3.0% |
Days on Market | 44 | 12.0% |
Demographics — Egg Harbor City, NJ
As of the latest ACS Survey released in 2023, Egg Harbor City, NJ has a population of 13,900, which has increased by 2.9% over the past 5 years. Egg Harbor City, NJ is a moderately popular place for families, as children make up 19.6% of the population. The area has a poorly educated workforce, with 23.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,900 | 2.9% |
% Under 18 | 19.6% | -7.1% |
% Seniors | 21.8% | 31.3% |
% WFH | 7.3% | 231.8% |
% w/ College Degree | 23.2% | 5.9% |
As of the latest ACS Survey released in 2023, Egg Harbor City, NJ is a predominantly white area, with 66.9% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Egg Harbor City, NJ is black, making up 20.0% of the population. Foreign-born residents account for 6.1% of the population in Egg Harbor City, NJ, and this percentage has decreased by 31.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.9% | -3.3% |
% Black | 20.0% | 61.3% |
% Hispanic | 11.6% | -14.1% |
% Asian | 0.6% | -85.0% |
% Foreign Born | 6.1% | -31.5% |
Mortgage and Risk — Egg Harbor City, NJ
According to HUD data as of 2023, there were 149 mortgage originations in Egg Harbor City, NJ, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Egg Harbor City, NJ. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 149 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Egg Harbor City, NJ
As of 2024, the percent of homes in Egg Harbor City, NJ under the Section 8 program is 18.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Egg Harbor City, NJ, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 328 |
Total Units Section 8 | 241 |
% Rentals under Section 8 | 18.4% |
% Occupied Section 8 | 95.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $1,350 | $1,580 |
| 2 Bedroom | $210 | $1,700 | $1,910 |
| 3 Bedroom | $260 | $2,400 | $2,660 |
| 4 Bedroom | -$60 | $3,000 | $2,940 |
Affordability — Egg Harbor City, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $331,000 |
| Median Household Income | $84,600 |