Northfield, NJ08225

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$388,000
4.0% YoY Growth
Median Household Income
$104,000
33.1% 5-Year Growth
Days on Market
64
15.0% Longer than last year
Home Price Forecast
4.6%
Median Rent
$1,860
19.8% YoY Growth
1-Bed Rent
$1,860
9.4% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
$3,100
15.7% YoY Growth

Property Listings — Northfield, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Northfield, NJ is 64. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$485,0009.0%
Listing Count
412.0%
Listings as % of Homes0.8%2.0%
Days on Market
6415.0%
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Demographics — Northfield, NJ

As of the latest ACS Survey released in 2023, Northfield, NJ has a population of 8,430, which has remained stable by 1.0% over the past 5 years. Northfield, NJ is a moderately popular place for families, as children make up 18.0% of the population. The area has a highly educated workforce, with 45.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,4301.0%
% Under 18
18.0%-24.1%
% Seniors
19.6%20.2%
% WFH
7.3%65.9%
% w/ College Degree
45.9%24.4%
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As of the latest ACS Survey released in 2023, Northfield, NJ is a predominantly white area, with 74.2% of the population identifying as white. The white population has shrunk by 10.1% in the last 5 years. The second most common race or ethnicity in Northfield, NJ is hispanic, making up 11.2% of the population. Foreign-born residents account for 14.7% of the population in Northfield, NJ, and this percentage has increased by 26.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
74.2%-10.1%
% Black
3.0%76.5%
% Hispanic
11.2%31.8%
% Asian
9.3%63.2%
% Foreign Born
14.7%26.7%
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Mortgage and Risk — Northfield, NJ

According to HUD data as of 2023, there were 181 mortgage originations in Northfield, NJ, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Northfield, NJ. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
181
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Northfield, NJ

Northfield, NJ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
10
Total Units Section 8
7
% Rentals under Section 8
1.5%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$270$1,860$1,590
2 BedroomN/AN/A$1,930
3 Bedroom-$400$3,100$2,700
4 BedroomN/AN/A$2,980

Affordability — Northfield, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$388,000
Median Household Income$104,000

Northfield, NJ — ZIP Code Boundary Map

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Frequently Asked Questions