Sea Isle City, NJ—08243
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sea Isle City, NJ
As of Oct '25, the median home price in Sea Isle City, NJ is $1,432,000, with a year-over-year change of 1.5%. This indicates that home prices in Sea Isle City, NJ are increasing. According to Zillow, the 1-year price projection is 4.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,432,000 | 1.5% |
| Single Family | $1,662,000 | 1.7% |
| Condos | $1,249,000 | -0.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $706,000 | 0.1% |
3 Bed | $956,000 | 1.5% |
4 Bed | $1,491,000 | 2.3% |
| 5 Bed | $1,829,000 | 2.8% |
% of Housing Stock
Rental Trends — Sea Isle City, NJ
Sea Isle City, NJ lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,500 | $2,500 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sea Isle City, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Sea Isle City, NJ is 42. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,300,000 | -6.0% |
Listing Count | 60 | -4.0% |
| Listings as % of Homes | 1.1% | -4.0% |
Days on Market | 42 | 11.0% |
Demographics — Sea Isle City, NJ
As of the latest ACS Survey released in 2023, Sea Isle City, NJ has a population of 2,080, which has increased by 6.3% over the past 5 years. Sea Isle City, NJ is a less popular place for families, as children make up 6.3% of the population. The area has a highly educated workforce, with 47.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,080 | 6.3% |
% Under 18 | 6.3% | -26.7% |
% Seniors | 50.6% | 11.2% |
% WFH | 17.7% | 62.4% |
% w/ College Degree | 47.5% | 7.0% |
As of the latest ACS Survey released in 2023, Sea Isle City, NJ is a predominantly white area, with 96.7% of the population identifying as white. The white population has shrunk by 1.8% in the last 5 years. The second most common race or ethnicity in Sea Isle City, NJ is hispanic, making up 1.9% of the population. Foreign-born residents account for 1.8% of the population in Sea Isle City, NJ, and this percentage has decreased by 53.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.7% | -1.8% |
% Black | 0.1% | ∞% |
% Hispanic | 1.9% | 137.5% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.8% | -53.8% |
Mortgage and Risk — Sea Isle City, NJ
According to HUD data as of 2023, there were 213 mortgage originations in Sea Isle City, NJ, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Sea Isle City, NJ. Investor activity is low, as 8.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 213 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 8.0% |
% Second Loans | 79.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Sea Isle City, NJ
Sea Isle City, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,550 |
| 2 Bedroom | -$470 | $2,500 | $2,030 |
| 3 Bedroom | N/A | N/A | $2,710 |
| 4 Bedroom | N/A | N/A | $2,720 |
Affordability — Sea Isle City, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 13.8 |
| Median Home Price | $1,432,000 |
| Median Household Income | $98,900 |