Ventnor City, NJ08406

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$605,000
5.1% YoY Growth
Median Household Income
$75,000
35.2% 5-Year Growth
Days on Market
53
10.0% Longer than last year
Home Price Forecast
6.2%
Median Rent
$2,350
2.2% YoY Growth
1-Bed Rent
$1,600
1.6% YoY Growth
2-Bed Rent
$2,100
8.1% YoY Growth
3-Bed Rent
$2,700
13.7% YoY Growth

Property Listings — Ventnor City, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Ventnor City, NJ is 53. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$958,00026.0%
Listing Count
11319.0%
Listings as % of Homes1.4%19.0%
Days on Market
5310.0%
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Demographics — Ventnor City, NJ

As of the latest ACS Survey released in 2023, Ventnor City, NJ has a population of 8,960, which has decreased by -12.4% over the past 5 years. Ventnor City, NJ is a less popular place for families, as children make up 11.9% of the population. The area has a moderately educated workforce, with 38.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,960-12.4%
% Under 18
11.9%-26.1%
% Seniors
30.2%29.1%
% WFH
11.8%136.0%
% w/ College Degree
38.0%26.2%
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As of the latest ACS Survey released in 2023, Ventnor City, NJ is a predominantly white area, with 70.3% of the population identifying as white. The white population has grown by 13.4% in the last 5 years. The second most common race or ethnicity in Ventnor City, NJ is hispanic, making up 14.6% of the population. Foreign-born residents account for 21.1% of the population in Ventnor City, NJ, and this percentage has decreased by 3.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.3%13.4%
% Black
3.2%-27.3%
% Hispanic
14.6%-36.8%
% Asian
9.2%-4.2%
% Foreign Born
21.1%-3.7%
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Mortgage and Risk — Ventnor City, NJ

According to HUD data as of 2023, there were 239 mortgage originations in Ventnor City, NJ, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Ventnor City, NJ. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
239
% Conventional Loans
91.0%
% Government Loans
9.0%
% Investor Loans
3.0%
% Second Loans
35.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Ventnor City, NJ

As of 2024, the percent of homes in Ventnor City, NJ under the Section 8 program is 11.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Ventnor City, NJ, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
180
Total Units Section 8
180
% Rentals under Section 8
11.2%
% Occupied Section 8
98.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$1,600$1,620
2 Bedroom-$130$2,100$1,970
3 Bedroom$60$2,700$2,760
4 Bedroom$640$2,400$3,040

Affordability — Ventnor City, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.6
Median Home Price$605,000
Median Household Income$75,000

Ventnor City, NJ — ZIP Code Boundary Map

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Frequently Asked Questions