Cranbury Township, NJ08512

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$746,000
3.1% YoY Growth
Median Household Income
$115,000
28.2% 5-Year Growth
Days on Market
63
20.0% Longer than last year
Home Price Forecast
0.9%
Median Rent
$2,400
20.1% YoY Growth
1-Bed Rent
$1,700
6.5% YoY Growth
2-Bed Rent
$2,300
N/A
3-Bed Rent
$3,900
1.6% YoY Growth

Property Listings — Cranbury Township, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Cranbury Township, NJ is 63. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$675,0000.0%
Listing Count
4653.0%
Listings as % of Homes0.2%53.0%
Days on Market
6320.0%
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Demographics — Cranbury Township, NJ

As of the latest ACS Survey released in 2023, Cranbury Township, NJ has a population of 12,500, which has increased by 12.9% over the past 5 years. Cranbury Township, NJ is a moderately popular place for families, as children make up 17.1% of the population. The area has a highly educated workforce, with 55.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
12,50012.9%
% Under 18
17.1%-26.0%
% Seniors
22.4%37.4%
% WFH
22.8%132.7%
% w/ College Degree
55.0%-1.8%
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As of the latest ACS Survey released in 2023, Cranbury Township, NJ is a predominantly white area, with 47.2% of the population identifying as white. The white population has shrunk by 8.7% in the last 5 years. The second most common race or ethnicity in Cranbury Township, NJ is asian, making up 26.2% of the population. Foreign-born residents account for 34.4% of the population in Cranbury Township, NJ, and this percentage has increased by 13.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
47.2%-8.7%
% Black
10.0%92.3%
% Hispanic
14.9%-28.0%
% Asian
26.2%28.4%
% Foreign Born
34.4%13.9%
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Mortgage and Risk — Cranbury Township, NJ

According to HUD data as of 2023, there were 113 mortgage originations in Cranbury Township, NJ, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Cranbury Township, NJ. Investor activity is low, as 1.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
113
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
4.0%

Loan Activity

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Rentals and Section 8 — Cranbury Township, NJ

As of 2024, the percent of homes in Cranbury Township, NJ under the Section 8 program is 1.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cranbury Township, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
26
Total Units Section 8
24
% Rentals under Section 8
1.2%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$70$1,700$1,630
2 Bedroom-$250$2,300$2,050
3 Bedroom-$1,410$3,900$2,490
4 Bedroom-$5,520$8,250$2,730

Affordability — Cranbury Township, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.5
Median Home Price$746,000
Median Household Income$115,000

Cranbury Township, NJ — ZIP Code Boundary Map

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Frequently Asked Questions