Jackson, NJ—08527
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jackson, NJ
As of Oct '25, the median home price in Jackson, NJ is $626,000, with a year-over-year change of 3.1%. This indicates that home prices in Jackson, NJ are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $626,000 | 3.1% |
| Single Family | $641,000 | 2.9% |
| Condos | $302,000 | 0.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $246,000 | -2.0% |
2 Bed | $440,000 | -0.2% |
3 Bed | $587,000 | 3.3% |
4 Bed | $786,000 | 3.4% |
| 5 Bed | $945,000 | 3.5% |
% of Housing Stock
Rental Trends — Jackson, NJ
As of July '25, Rentcast reports the average rent in Jackson, NJ is $3,120, with a year-over-year rent change of -7.4%. Per bedroom, the median rent as of July '25 in Jackson, NJ is 1-bedrooms: $1,870, 2-bedrooms: $2,560, 3-bedrooms: $3,770, 4-bedrooms: $4,000. The most common rental property sizes in Jackson, NJ are 2-bedroom and 1-bedroom, accounting for 37.6% and 27.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,750 | $3,120 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,850 | $1,870 |
| 2 Bed Rent | $2,600 | $2,560 |
| 3 Bed Rent | $3,700 | $3,770 |
| 4 Bed Rent | $3,950 | $4,000 |
% of Rental Stock
Property Listings — Jackson, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Jackson, NJ is 57. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $700,000 | -3.0% |
Listing Count | 386 | 31.0% |
| Listings as % of Homes | 1.2% | 31.0% |
Days on Market | 57 | 13.0% |
Demographics — Jackson, NJ
As of the latest ACS Survey released in 2023, Jackson, NJ has a population of 58,400, which has increased by 3.7% over the past 5 years. Jackson, NJ is a popular place for families, as children make up 25.7% of the population. The area has a moderately educated workforce, with 38.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 58,400 | 3.7% |
% Under 18 | 25.7% | 11.7% |
% Seniors | 17.9% | 4.1% |
% WFH | 11.7% | 134.0% |
% w/ College Degree | 38.8% | 24.0% |
As of the latest ACS Survey released in 2023, Jackson, NJ is a predominantly white area, with 76.1% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Jackson, NJ is hispanic, making up 13.6% of the population. Foreign-born residents account for 8.6% of the population in Jackson, NJ, and this percentage has increased by 1.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.1% | -5.1% |
% Black | 4.2% | -27.6% |
% Hispanic | 13.6% | 44.7% |
% Asian | 3.3% | -5.7% |
% Foreign Born | 8.6% | 1.2% |
Mortgage and Risk — Jackson, NJ
According to HUD data as of 2023, there were 1027 mortgage originations in Jackson, NJ, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Jackson, NJ. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,027 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Jackson, NJ
As of 2024, the percent of homes in Jackson, NJ under the Section 8 program is 8.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Jackson, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 276 |
Total Units Section 8 | 276 |
% Rentals under Section 8 | 8.8% |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$150 | $1,850 | $1,700 |
| 2 Bedroom | -$500 | $2,600 | $2,100 |
| 3 Bedroom | -$900 | $3,700 | $2,800 |
| 4 Bedroom | -$840 | $3,950 | $3,110 |
Affordability — Jackson, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $626,000 |
| Median Household Income | $109,000 |